309 Quail Forest Cir, Toccoa, GA, 30577
About This Home
HUGE PRICE REDUCTION - Traditional Two Story Craftsman Style Home (with Exterior Concrete/Stone) on a 0.410 acre lot with 2-Car Garage - 3BR, 2.5BA; Family Room with Fireplace (wood burning) and Powder Room; Kitchen has Breakfast Area/Bar and Granite Countertops; Dining Room/Living Room Combo; Master Bedroom on Main Level and Master Bathroom with Double Vanities and Enlarged Walk In Shower; Laminate Flooring throughout and Marble Like Flooring in the Bathrooms and Laundry Room; Storage Area Underneath the Stairs; Property is a VA Foreclosure Home and Being Sold "As Is" and No Repairs to be Made by Seller; Property does Qualify for 100% USDA Financing; Quail Forest Subdivision is a Quaint Community in Toccoa; Local Attractions Include Toccoa Falls, Currahee Vineyard and Historic Ritz Theatre - Great Place to Call Home.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2023
Materials
- Roof: Composition
- Construction materials: Concrete,Press Board,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Water Heater,Stainless Steel Appliance(s)
- Laundry features: Other
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Separate Shower,Tile Bath
- Flooring: Laminate,Tile
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,810
Heating & Cooling
- Heating features: Central,Electric,Heat Pump,Zoned
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,810
- Total interior livable area: 1,810 sqft
Property
Details
- Parcel number: 043 281
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 0.41 Acres
- Features: Level,Open Lot
Parking
- Parking features: Attached,Garage
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Cold Wave
- Earthquake
- Hail
- Inland Flooding
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,402 | $16,824 |
| Home Insurance * | $184 | $2,208 |
| Property Taxes | $164 | $1,968 |
| Electricity | $219 | $2,637 |
| Total | $1,969 | $23,628 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-14 | Price change | $307,000 |
| 2026-04-09 | Listed for sale | $322,500 |
| 2024-05-16 | Sold | $345,000 |
View on Zillow