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202 Phoebe Rd, Port Matilda, PA, 16870

3beds
3baths
1,904sqft
$574,900
$302price/sqft
$3,794/moest. monthly cost
$151,760/yrincome needed

About This Home

Grays Pointe is located within the State College Area School District and Gray’s Woods community, just 2 miles from I-99 and 5 minutes to shopping including Wegman’s, Target, Trader Joe’s, and more. The Charlotte C plan features a 2-car front-entry garage and 9’ ceilings on the first floor. The main level includes a den, gas fireplace in the great room, and vaulted ceilings in the great room, dining room, and kitchen. The kitchen offers upgraded cabinetry, quartz countertops, a center island with overhang, and stainless steel appliances. The owner’s suite includes tray ceilings and a private en suite bath. Additional bedrooms provide flexible space for guests, office, or household needs. Contact us for more details on this home.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

7/10
Gray's Woods El SchoolGrades K-50.7 mi
8/10
9/10

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl Siding

Other

  • Builder model: Charlotte
  • Builder name: S&A Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Concrete

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,904

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,904
  • Total interior livable area: 1,904 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 18318,206,0000
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 7,198 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$165$1,980
Property Taxes $498$5,976
Electricity $224$2,692
Total$3,794$45,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,080/yr
40% on housing$113,820/yr
45% on housing$101,173/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$302This listing

vs Other Active Listings

Avg $/sqft

ZIP 16870$213
Centre County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 16870$254
Centre County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-07-18Listed for sale$574,900

New Construction Spec

AgentJanice Glessner
BrokerageS&A Realty, LLC

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