31402 Rocky Shores Point Road Ln #&-32162, Polson, MT, 59860
About This Home
Experience the pinnacle of Montana lakefront living with this extraordinary 9.54-acre estate on the coveted shores of Flathead Lake’s Rocky Point. Offering a rare combination of expansive land, architectural artistry, and multi-residence flexibility, this property is truly one of the crown jewels of the region. The main residence is a stunning hand-carved log cabin, featuring 2 bedrooms and 2 bathrooms, where rustic elegance meets refined craftsmanship. Vaulted ceilings, custom woodwork, and expansive windows frame breathtaking lake and mountain views, creating a warm and sophisticated retreat. Complementing the main home is a 3-bedroom, 2-bath guest residence, perfect for hosting guests or as a private sanctuary. What makes this estate truly exceptional is its scale. Spanning nearly 10 acres, this is one of the largest private lakefront parcels on Flathead Lake, offering unparalleled privacy, open rolling space, and legacy appeal. Enjoy over 550 feet of shoreline, pristine natural surroundings, and the kind of exclusivity rarely available on Montana’s most iconic lake. Whether you're looking to create a luxurious family compound, an elegant seasonal getaway, or a generational investment, this Rocky Point masterpiece offers limitless possibilities in an unmatched setting.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2006
Materials
- Foundation: Slab
Type & Style
- Home type: SingleFamily
- Architectural style: Log Home
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator
- Laundry features: Washer Hookup
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Finished area below ground: 0
Interior Area
- Total interior livable area: 1,294 sqft
Property
Details
- Parcel number: 15335016101020000
- Special condition: Standard
Features
- On waterfront: Yes
- Waterfront features: Lake,Waterfront
- Waterbody name: Flathead Lake
- Horses can be raised: Yes
Lot
- Lot size: 9.54 Acres
Parking
- Total spaces: 3
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Earthquake
- Inland Flooding
- Avalanche
- Ice Storm
- Landslide
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Lake County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $39,896 | $478,752 |
| Home Insurance | $5,641 | $67,692 |
| Property Taxes | $3,156 | $37,872 |
| Electricity | $151 | $1,812 |
| Total | $48,844 | $586,128 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-25 | Price change | $7,890,000 |
| 2025-11-20 | Price change | $8,000,000 |
| 2025-08-12 | Price change | $8,250,000 |
| 2025-06-09 | Price change | $8,500,000 |
| 2025-05-03 | Listed for sale | $9,000,000 |
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