See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

27 Spofford Drive, Deer Isle, ME, 04627

2beds
1baths
1,000sqft
$339,000
$339price/sqft
$2,385/moest. monthly cost
$95,400/yrincome needed

About This Home

This mid-island saltbox sits on a sunny, open lot just off a quiet dirt road that winds past ponds and meadows, with only a neighbor or two beyond. Spacious lawns, open fields, and surrounding woods give the 5.67 acres a real sense of privacy and space. There is room for a garage, guest house, or separate building site to the west. Built in 2005, the home has wood floors and warm interiors throughout. The main level opens to a great room with lofted ceilings, skylights, and ceiling fans; the kitchen has shaker cabinets and a peninsula with seating for four. Two bedrooms and a full bath are upstairs. A covered porch wraps two sides of the home, a good spot in any weather. Solid, newer construction and easy access off the main road.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Poured Concrete
  • Roof: Shingle
  • Construction materials: Wood Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,Saltbox
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Gas Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Full,Unfinished

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Shower
  • Window features: Double Pane Windows
  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,000

Heating & Cooling

  • Heating features: Direct Vent Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 1,000
  • Total interior livable area: 1,000 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Zoning: Residential

Features

  • Patio & porch: Porch
  • Has view: Yes
  • View description: Scenic,Trees/Woods

Lot

  • Lot size: 5.76 Acres
  • Features: Rural,Level,Open Lot,Wooded

Parking

  • Parking features: Common,Gravel,1 - 4 Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Coastal Flooding
Ice Storm
Lightning
Cold Wave
Hurricane
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,714$20,568
Home Insurance $190$2,280
Property Taxes $237$2,844
Electricity $244$2,930
Total$2,385$28,620

Income You'd Need if You Spent...

35% on housing$81,771/yr
40% on housing$71,550/yr
45% on housing$63,600/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$339This listing

vs Other Active Listings

Avg $/sqft

ZIP 04627$220
Hancock County$310

vs Homes Sold Last Month

Median $/sqft

ZIP 04627
Hancock County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-06Price change$339,000
2026-06-09Listed for sale$358,000
2026-01-18Listing removed$365,000
2025-09-07Price change$365,000
2025-08-18Price change$375,000
2025-07-18Listed for sale$380,000

For Sale by Agent

AgentMorgan Eaton
BrokerageThe Island Agency

Similar Homes