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1400 Banana Rd #117, Lakeland, FL, 33810

3beds
2baths
1,144sqft
$120,000
$105price/sqft
$959/moest. monthly cost
$38,360/yrincome needed

About This Home

Beautiful 3 Bedroom 2 Bathroom Mobile Home located in Lakeland in a desirable all-ages community. This spacious home features an open floor-plan kitchen with plenty of cabinets. The open concept creates a bright and welcoming living space, perfect for entertaining and everyday living. A stunning marble accent wall adds a modern and elegant touch to the interior. The home features durable PVC flooring throughout for easy maintenance and style. Enjoy peace of mind with a brand-new A/C unit and a roof installed in 2020. The property also includes a convenient laundry hook-up for added comfort. You'll love the large 20 x 20 shed, offering plenty of additional space. open porch to enjoy the sunset. Conveniently located close to restaurants, shopping centers, and everyday amenities**, this home combines comfort, style, and location. Don't miss this opportunity - schedule your showing today! Call Maribel Financing Available. Hablo Espanol.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

1/10
3/10
Kathleen Senior High SchoolGrades PK,9-126.3 mi

Construction

Condition

  • Year built: 2019

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator,Oven,Stainless Steel Appliances

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Door features: Doorman
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,144 sqft

Kitchen

  • Features: Open,Laminate Counters

Property

Details

  • On leased land: Yes
  • Lease amount: 708

Features

  • Stories: 1
  • Patio & porch: Patio,Open Porch
  • Has view: Yes
  • View description: Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$83$996
Property Taxes $73$876
Electricity $197$2,366
Total$959$11,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,880/yr
40% on housing$28,770/yr
45% on housing$25,573/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$105This listing

vs Other Active Listings

Avg $/sqft

ZIP 33810$121
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33810$190
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-03Price change$120,000
2026-02-16Listed for sale$142,500
2026-01-15Listing removed$130,000
2025-07-19Listed for sale$130,000

For Sale by Agent

AgentMaribel Feliz
BrokerageCentral Florida Mobile Home Sales, Inc

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