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2 S Fulton St #2, Homer, NY, 13077

5beds
2baths
2,478sqft
$279,900
$113price/sqft
$2,472/moest. monthly cost
$98,880/yrincome needed

About This Home

A wonderful two-story home centrally located in the Village of Homer, with an accessory apartment for a relative to live or rent out for extra income and even has separate utilities. This home boosts a large sst floor main bedroom as well as a bathroom along with many generous sized rooms for everyone to enjoy along with central air and newer heating. As you enter the home the inviting entry also has a nice 3-season room facing the south sunshine that can be used as you wish. Updates in this include all new paint, flooring, appliances, 3yrs old roof, siding, new barn siding, some light fixtures and more. The cool thing is that you can remove a small wall and this home becomes a single family with 5-6 bedrooms, sweet. With the home central to the village you can walk to parks, schools, and main street to enjoy many shops, restaurants, groceries, banking, library, Center for the Arts, village green, and a dozen events every year from parades to Holiday in Homer, Winterfest, Brockway Trucks....in other words a fantastic quaint village to become a part of whole heartedly. Summer can be enjoyed with the large yard and private inground pool that has patio room for gathering and a speaker system set up as well. And, don't get me started on the garage and 2-story barn, so much storage and shop space with 4 overhead doors to store your vehicles. Looking for Village of Homer living then you will want to schedule your appointment for this home. Refer to listing S1666426 for 2-unit listing.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

--
Homer Elementary SchoolGrades PK-20.2 mi
5/10
Homer Junior High SchoolGrades 6-80.5 mi
8/10
Homer Senior High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Metal
  • Construction materials: Vinyl Siding,Copper Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Gas Range,Gas Water Heater,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Separate/Formal Dining Room,Entrance Foyer,Eat-in Kitchen,Separate/Formal Living Room,Home Office,See Remarks,Second Kitchen,Storage,Bedroom on Main Level,In-Law Floorplan
  • Flooring: Carpet,Luxury Vinyl,Varies,Vinyl

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,478
  • Total interior livable area: 2,478 sqft

Property

Details

  • Parcel number: 11300106608100020300000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Indoor,In Ground
  • Exterior features: Gravel Driveway,Pool

Lot

  • Lot size: 0.56 Acres
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 88 x 275

Parking

  • Total spaces: 4
  • Parking features: Detached,Electricity,Garage,Storage,Workshop in Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather

FEMA Declared Disasters in Cortland County and New York

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$135$1,620
Property Taxes $513$6,156
Electricity $409$4,914
Total$2,472$29,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,754/yr
40% on housing$74,160/yr
45% on housing$65,920/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -4.7%
-4.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.8%
-3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 13077$220
Cortland County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 13077$150
Cortland County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Listed for sale$279,000
2025-09-09Sold$224,900
2025-07-23Pending sale$224,900
2025-07-20Contingent$224,900
2025-07-19Listed for sale$224,900

For Sale by Agent

AgentTimothy Alger
BrokerageYaman Real Estate

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