3427 N State Highway 16, Denver, NC, 28037
About This Home
In the heart of Denver, this 3.5-acre property offers endless possibilities! Featuring approximately 1,898 sq. ft. of living space, this home combines residential charm with commercial potential. With over 180 feet of road frontage on NC 16 Business, the visibility is ideal for a future business location, office, or investment opportunity. The property’s generous acreage provides room to expand while maintaining privacy. Just minutes from dining, shopping, and beautiful Lake Norman, this prime location offers convenience and flexibility in a rapidly growing area. Whether you’re looking for a unique home, or a strategic commercial site, this property delivers.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1964
Materials
- Foundation: Crawl Space
- Construction materials: Brick Full
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Bar Fridge,Dishwasher,Electric Oven,Oven,Refrigerator
- Laundry features: Main Level
Bedroom S
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Features
- Flooring: Carpet,Tile
- Finished area below ground: 0
- Finished area above ground: 1,898
Heating & Cooling
- Heating features: Hot Water
- Cooling features: Heat Pump
Interior Area
- Total structure area: 1,898
- Total interior livable area: 1,898 sqft
Property
Details
- Parcel number: 31590
- Zoning: R-SF
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Fencing: Back Yard
Lot
- Lot size: 3.56 Acres
- Features: Cleared,Pasture,Wooded
Parking
- Parking features: Attached Carport,Driveway
- Has uncovered spaces: Yes
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Lincoln County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,780 | $33,360 |
| Home Insurance * | $152 | $1,824 |
| Property Taxes | $279 | $3,348 |
| Electricity | $200 | $2,405 |
| Total | $3,411 | $40,932 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-13 | Price change | $549,900 |
| 2025-12-12 | Price change | $585,000 |
| 2025-07-19 | Listed for sale | $595,000 |
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