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418 Vaughn Ave #1 & 2, San Jose, CA, 95128

3beds
2baths
1,224sqft
$1,070,000
$874price/sqft
$6,506/moest. monthly cost
$260,240/yrincome needed

About This Home

This is 2 homes on one lot. Front home is a 2 bedroom 1 bath, back is a 1 bedroom 1 bath, with a single car garage. These homes need some work

Getting Around

82
WalkingVery Walkable
49
TransitSome Transit
73
BikeVery Bikeable

Schools

5/10
Del Mar High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 1,224
  • Total interior livable area: 1,224 sqft

Property

Details

  • Parcel number: 27707013

Features

  • Levels: One
  • Pool features: None
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 3,920 sqft
  • Features: 2 on a Lot,Level,City Lot
  • Lot size dimensions: 4000

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,410$64,920
Home Insurance *$92$1,104
Property Taxes $606$7,272
Electricity $398$4,786
Total$6,506$78,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$223,062/yr
40% on housing$195,180/yr
45% on housing$173,493/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$874This listing

vs Other Active Listings

Avg $/sqft

ZIP 95128$655
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95128$1,090
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$1,100,000
2026-04-23Listing removed$1,100,000
2025-11-09Pending sale$1,100,000
2025-09-08Price change$1,100,000
2025-07-19Listed for sale$1,200,000

For Sale by Agent

AgentDennis E Morgan
BrokerageBanner Real Estate

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