279 Shallow Water Way, Talking Rock, GA, 30175
About This Home
4BR/3.5BA | Mountain Views | Creek Frontage | 2025 Built | 3.52 Acres | 3,400 SF – Welcome to this stunning custom home in Creekside Crossing offering the perfect blend of luxury, privacy, and North Georgia beauty. Situated on 3.52 private acres with approximately 300 feet of creek frontage (to the centerline of the creek), a peaceful year-round creek approximately 5–7 feet wide along the back of the property, seasonal mountain views, and high-speed fiber internet, this is the perfect mountain retreat for full-time living, remote work, or a vacation escape. Built in 2025, this thoughtfully designed home features a main-level primary suite, two upstairs bedrooms plus a loft, and a finished terrace level with an additional bedroom, full bath, and spacious media/game room. The open-concept living area showcases hardwood floors, oversized windows, a gas fireplace, and two sliding glass doors leading to the wraparound porch with its own wood-burning fireplace—perfect for enjoying the peaceful mountain setting. The kitchen features granite countertops, stainless steel appliances, custom wood cabinetry, a large island, and an electric range. The primary suite offers private porch access, a large walk-in closet with custom shelving, and a beautifully tiled shower. Upstairs you'll find hardwood floors, tongue-and-groove ceilings, and a full bath. The finished terrace level features tall ceilings, engineered wood flooring, a large recreation room, bedroom, full bath, and flexible living space ideal for guests or entertaining. An existing concrete pad is already in place for a future garage or carport. Located in the gated Creekside Crossing community with paved roads and convenient access to Jasper, Ellijay, and Blue Ridge. No school tax for owners over 65. Enjoy being minutes from apple orchards, wineries, hiking trails, Springer Mountain, the Appalachian Trail, Amicalola Falls State Park, Fort Mountain State Park, Brasstown Bald, trout streams, tubing, kayaking, sunflower f
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: New Construction,Resale
- New construction: Yes
- Year built: 2025
Materials
- Roof: Shingle
- Construction materials: Frame,Other
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin,Traditional,Country,Cottage,Craftsman,Modern
- Property subType: Residential
Interior
Appliances
- Appliances included: Refrigerator,Range,Oven,Microwave,Dishwasher,Washer,Dryer,See Remarks
- Laundry features: Main Level,Laundry Room
Basement
- Has basement: Yes
- Basement: Finished,Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- Partial bathrooms: 1
- Main level bedrooms: 1
Features
- Pantry,Ceiling Fan(s),Cathedral Ceiling(s),Sheetrock,Wood,Entrance Foyer,Eat-in Kitchen,High Speed Internet
- Window features: Insulated Windows
- Flooring: Wood,Tile
- Number of fireplaces: 2
- Fireplace features: Gas Log,Wood Burning,Outside
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 3,471
- Total interior livable area: 3,471 sqft
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 3011K 157
Features
- Levels: Three Or More
- Stories: 3
- Pool features: Community
- Patio & porch: Front Porch,Deck,Covered,Open,Wrap Around
- Exterior features: Private Yard
- Has view: Yes
- View description: Mountain(s),Seasonal,Creek/Stream
- Has water view: Yes
- Water view: Creek/Stream
- On waterfront: Yes
- Waterfront features: Creek
- Waterbody name: Sevenmile Creek
- Frontage type: Road,Creek
- Topography of land: Level,Sloping
Lot
- Lot size: 3.26 Acres
Parking
- Parking features: Driveway,Gravel,Asphalt
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Tornado
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,233 | $62,796 |
| Home Insurance * | $509 | $6,108 |
| Property Taxes | $1,322 | $15,864 |
| Electricity | $337 | $4,046 |
| Total | $7,401 | $88,812 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-27 | Price change | $1,035,000 |
| 2026-07-02 | Listed for sale | $1,045,000 |
View on Zillow