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289 Bay 19th St #B, Brooklyn, NY, 11214

1beds
1baths
650sqft
$405,000
$623price/sqft
$2,615/moest. monthly cost
$104,600/yrincome needed

About This Home

1-bedroom garden apartment co-op, ideally situated on a quiet, tree-lined block with serene ocean views toward Shore Parkway. This lovely home features a beautifully renovated tile bathroom, hardwood floors, and customized cabinets and closets, creating a warm and elegant atmosphere. Enjoy the exclusive use of a front patio, perfect for relaxing or entertaining. With ample closet space, a very pet-friendly complex, and a low monthly maintenance, this unit offers comfort, convenience, and value. Located in a prime neighborhood near all transportation, including the Express Bus to Manhattan, and just minutes from shopping and local amenities—this is a rare opportunity to own a peaceful retreat with city access.

Getting Around

83
WalkingVery Walkable
0
TransitVery Limited Transit
79
BikeVery Bikeable

Schools

7/10
Ps 163 Bath BeachGrades K-80.4 mi
3/10
New Utrecht High SchoolGrades 9-120.9 mi

Construction

Type & Style

  • Home type: Cooperative
  • Property subType: Stock Cooperative

Interior

Appliances

  • Appliances included: Dryer,Microwave,Refrigerator,Stove,Washer,Hot Water Coil in Boiler
  • Laundry features: Laundry – Card Operated

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Window Treatments
  • Flooring: Hardwood,Tile

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: A/C Unit

Interior Area

  • Total structure area: 650
  • Total interior livable area: 650 sqft

Property

Details

  • Special condition: Arm's Length

Parking

  • Parking features: Wait-List

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters in Kings County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,047$24,564
Home Insurance *$133$1,596
Property Taxes $189$2,268
Electricity $246$2,954
Total$2,615$31,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,657/yr
40% on housing$78,450/yr
45% on housing$69,733/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$623This listing

vs Other Active Listings

Avg $/sqft

ZIP 11214$626
Kings County$698

vs Homes Sold Last Month

Median $/sqft

ZIP 11214$568
Kings County$623

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-07-21Listed for sale$405,000

For Sale by Agent

AgentYujie Zhang
BrokerageIlite Realty Inc

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