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1157 Villa Ln, Gatlinburg, TN, 37738

2beds
2baths
1,064sqft
$369,000
$347price/sqft
$2,255/moest. monthly cost
$90,200/yrincome needed

About This Home

INCOME PRODUCING PERMANENT RESIDENCE OR SHORT TERM/OVERNIGHT RENTAL !! INVESTMENT CABIN IN THE HEART OF GATLINBURG. CONVENIENTLY LOCATED 5 MINUTES TO DOWNTOWN AND BEAUTIFULLY DECORATED TWO BEDROOM /TWO BATH FULLY FURNISHED HOME ! PERFECT FOR THOSE WEEKEND GET-A-WAYS OR YOU CAN LIVE THERE AS A PERMANENT RESIDENT !!! DID i SAY IT COMES FULLY FURNISHED, TASTEFULLY DESIGNED WITH ALL STAINLESS STEEL APPLIANCES, GRANITE COUNTER TOPS AND FULLY FURNISHED. FULLY FURNISHED GAME ROOM FOR YOUR ENJOYMENT AND ENTERTAINMENT!!! HOT TUB FOR THOSE CHILLY WINTER NIGHTS AND INSIDE IS A STACK STONE GAS FIREPLACE . ENJOY THE PEACE AND TRANQUILITY OF THE GREAT SMOKEY MOUNTAINS IN THIS SLICE OF HEAVEN !!! CLUBHOUSE WITH SWIMMING POOL!! YES !!!, YOU CAN HAVE IT ALL BECAUSE YOU DESERVE IT !!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
4/10
8/10

Construction

Condition

  • Year built: 1986

Materials

  • Construction materials: Wood Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Dishwasher,Dryer,Microwave,Refrigerator,Self Cleaning Oven,Washer

Basement

  • Has basement: Yes
  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Cathedral Ceiling(s),Eat-in Kitchen,Bonus Room
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,064
  • Total interior livable area: 1,064 sqft

Property

Details

  • Parcel number: 117 05200 003

Features

  • Private pool: Yes
  • Pool features: In Ground
  • Exterior features: Prof Landscaped,Tennis Court(s)
  • Has view: Yes
  • View description: Mountain(s),Country Setting,Trees/Woods
  • Waterfront features: Creek

Lot

  • Lot size: 435.60 sqft
  • Features: Zero Lot Line,Wooded,Corner Lot

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Landslide
Lightning
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance $120$1,440
Property Taxes $95$1,140
Electricity $175$2,103
Total$2,255$27,060

Income You'd Need if You Spent...

35% on housing$77,314/yr
40% on housing$67,650/yr
45% on housing$60,133/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$347This listing

vs Other Active Listings

Avg $/sqft

ZIP 37738$291
Sevier County$280

vs Homes Sold Last Month

Median $/sqft

ZIP 37738$352
Sevier County$286

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Price change$369,000
2026-05-28Listed for sale$399,000
2026-01-15Listing removed$425,000
2025-10-14Price change$425,000
2025-07-21Listed for sale$440,000

For Sale by Agent

AgentEllen Turner
BrokerageTrinity Realty, LLC

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