489 Lakewood Drive #38, Swanton, VT, 05488
About This Home
Discover the magic of Hog Island on Lake Champlain with this brand-new, never-occupied 2020-built seasonal cottage—your gateway to endless lakeside adventures! Perched on a serene dead-end, town-maintained street with breathtaking lake views just steps away. Step into effortless one-level living with an open-concept design where the kitchen and dining area flow seamlessly into the living room, framed by stunning lake vistas that inspire every moment. The comfortable bedroom and versatile second room—perfect as a home office, guest space, or cozy nook—provide flexibility for relaxation or remote work, all backed by open farmland views for ultimate privacy. Embrace Lake Champlain's world-class boating, fishing, and swimming with the quiet island vibe and proximity to outdoor trails and the Missisquoi Refuge. This untouched gem (also listed as MLS 5084304 with a second lot and deeded lake access across the street) is primed for your vision—create unforgettable summer memories starting now!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2020
Materials
- Foundation: Concrete
- Roof: Architectural Shingle
- Construction materials: Wood Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage/Camp
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Electric Stove
Basement
- Has basement: Yes
- Basement: Crawl Space,Frost Wall,Interior Entry
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- 3/4 bathrooms: 1
Features
- Flooring: Vinyl Plank
- Finished area below ground: 0
- Finished area above ground: 678
Heating & Cooling
- Heating features: Propane,Gas Heater
- Cooling features: None
Interior Area
- Total structure area: 678
- Total interior livable area: 678 sqft
Property
Details
- Zoning description: R
Features
- Levels: One
- Stories: 1
- Exterior features: Shed
- Has view: Yes
- View description: Water,Lake
- Has water view: Yes
- Water view: Water,Lake
- Waterbody name: Lake Champlain
- Frontage length: Road frontage: 100
Lot
- Lot size: 9,583 sqft
- Features: Country Setting,Level
Parking
- Parking features: Paved,Driveway,Off Street
- Has garage: Yes
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Ice Storm
- Winter Weather
- Cold Wave
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Vermont Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,006 | $12,072 |
| Home Insurance | $66 | $792 |
| Property Taxes | $232 | $2,784 |
| Electricity | $254 | $3,053 |
| Total | $1,558 | $18,696 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-18 | Listed for sale | $234,000 |
| 2025-11-11 | Listing removed | $234,000 |
| 2025-08-27 | Price change | $234,000 |
| 2025-07-22 | Listed for sale | $249,000 |
View on Zillow