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20581 River DR, Estero, FL, 33928

2beds
2baths
1,100sqft
$139,000
$126price/sqft
$1,118/moest. monthly cost
$44,720/yrincome needed

About This Home

Welcome to your dream cottage retreat, nestled in a vibrant mobile home community where you own the land! This beautifully updated mobile home has new flooring throughout, creating an inviting ambiance that welcomes you. Two living areas and nice open kitchen. Just down the hall is the primary bedroom with lots of closets and a full bath with a large walk in shower. This cozy residence features two comfortable bedrooms and one and a half baths, perfect for accommodating family or guests. The double-hung windows provide abundant natural light while enhancing energy efficiency. Enjoy the convenience of an attached storage shed for all your outdoor gear and personal items. Your new home also includes a covered carport, ensuring your vehicle and or boat or both are protected from the elements. This community is an oasis for water enthusiasts, offering a boat ramp and boat slips for easy access to your favorite waterway including the Estero Bay to the Gulf of America. With its fantastic location near Fort Myers Airport, shopping centers, white sandy beaches, and a variety of restaurants, you’ll be at the heart of all the action. Engage with friendly neighbors while enjoying community activities, take a dip in the nice pool, and build lasting friendships in this welcoming atmosphere. Please note, this is a pet-free community. Don’t miss the opportunity to make this delightful mobile home cottage your own!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

8/10
3/10
Lexington Middle SchoolGrades 6-86.8 mi
4/10
Estero High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1971

Materials

  • Roof: Rolled/Hot Mop
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dryer,Microwave,Refrigerator/Freezer,Washer
  • Laundry features: Common Area,Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Eat-in Kitchen

Features

  • Pantry,Laundry in Residence
  • Window features: Shutters - Manual
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,100
  • Total interior livable area: 1,100 sqft

Property

Details

  • Parcel number: 294625E322000.B080
  • Zoning: MH

Features

  • Stories: 1
  • Pool features: Community
  • Exterior features: Boat Ramp
  • Has view: Yes
  • Waterfront features: None

Lot

  • Lot size: 2,482 sqft
  • Features: Regular

Parking

  • Total spaces: 2
  • Parking features: Attached Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $702$8,424
Home Insurance *$69$828
Property Taxes $150$1,800
Electricity $197$2,366
Total$1,118$13,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,331/yr
40% on housing$33,540/yr
45% on housing$29,813/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 33928$213
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33928$273
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-03Listed for sale$139,000
2025-08-28Sold$100,000
2016-10-11Sold$70,000
2013-04-01Sold$55,000
2010-12-20Sold$15,000
2008-04-28Listing removed$527,700
2008-04-25Listed for sale$527,700
1997-02-12Sold$15,000

For Sale by Agent

AgentCandace W Farmer
BrokerageLocal Real Estate LLC

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