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14-16 W Natick Rd, Warwick, RI, 02886

4beds
3baths
2,548sqft
$799,900
$314price/sqft
$5,867/moest. monthly cost
$234,680/yrincome needed

About This Home

Incredibly unique mixed-use property offering the perfect blend of residential comfort and commercial convenience—all on one lot! This fully updated property features a spacious 4 bedroom, 2 bathroom single family home alongside a commercial office space. Everything is new: electric, plumbing, septic system, parking lot, paint, flooring, kitchen, and bathrooms—truly move-in ready. Both spaces showcase modern finishes throughout. The commercial space is ADA compliant and includes a handicap ramp, making it ideal for a variety of business uses, and equipped with electric ductless heat and A/C. This space also has a full, walk-out basement to the parking lot. Prime location just minutes from all major interstates and within walking distance to Warwick Mall and local amenities. Whether you're looking for a live/work setup or an income-producing opportunity, this property is a rare find that checks all the boxes!

Getting Around

56
WalkingSomewhat Walkable
37
TransitSome Transit
50
BikeBikeable

Schools

7/10
Scott SchoolGrades K-52.0 mi
5/10
5/10
Toll Gate High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1955

Materials

  • Construction materials: Wood

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Interior and Exterior,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Electric,Natural Gas,Baseboard,Other
  • Cooling features: Ductless,None

Interior Area

  • Total structure area: 4,271
  • Total interior livable area: 2,548 sqft

Property

Lot

  • Lot size: 0.44 Acres
  • Features: Local Historic District

Parking

  • Total spaces: 7
  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Hurricane
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,044$48,528
Home Insurance *$392$4,704
Property Taxes $913$10,956
Electricity $518$6,227
Total$5,867$70,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$201,154/yr
40% on housing$176,010/yr
45% on housing$156,453/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$314This listing

vs Other Active Listings

Avg $/sqft

ZIP 02886$247
Kent County$250

vs Homes Sold Last Month

Median $/sqft

ZIP 02886$293
Kent County$267

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-07-22Listed for sale$799,900

For Sale by Agent

AgentKyle Seyboth
BrokerageCentury 21 Limitless

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