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118 E Whiting St #A-b, South Padre Island, TX, 78597

4beds
4baths
2,410sqft
$725,000
$301price/sqft
$4,945/moest. monthly cost
$197,800/yrincome needed

About This Home

Excellent multifamily opportunity featuring two fully furnished 2-bedroom, 2-bath townhomes, each with granite countertops, ceramic tile flooring, and private single-car garage parking. Pool added enhancing the property's appeal with beautiful tropical landscaping. Short-term rentals and pets are allowed, with no HOA fees. Ideally located in the heart of South Padre Island, just six houses from Gulf Blvd, Cocoa Beach, and the Gulf. Situated in the entertainment district, steps from dining, live music, stunning sunsets across Padre Blvd. If you're a sports fan The Arena at the Kraken with the area's largest big-screen sports TV is right at the end of the block. Let's get you in your island dream home.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

6/10
Garriga Elementary SchoolGrades PK-53.6 mi
4/10
4/10
Port Isabel High SchoolGrades 8-125.3 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Microwave,Oven,Refrigerator,Stove
  • Laundry features: Washer/Dryer Hook-up

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Window features: Window Treatments
  • Flooring: Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,410
  • Total interior livable area: 2,410 sqft

Property

Details

  • Zoning: R

Features

  • Levels: Three Or More
  • Stories: 3
  • Private pool: Yes
  • Pool features: Outdoor Pool,Pool-Outdoor
  • Patio & porch: Deck,Patio,Porch,Porch-Screened
  • Exterior features: Balcony,Private Yard
  • Fencing: Fenced,Privacy
  • Waterfront features: Gulf Interior

Lot

  • Lot size: 5,248 sqft
  • Features: Less than 1 Acre

Parking

  • Total spaces: 1
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$201$2,412
Property Taxes $815$9,780
Electricity $264$3,175
Total$4,945$59,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$169,542/yr
40% on housing$148,350/yr
45% on housing$131,866/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$301This listing

vs Other Active Listings

Avg $/sqft

ZIP 78597$298
Cameron County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 78597$411
Cameron County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$725,000
2026-02-11Price change$749,900
2026-01-09Listed for sale$799,500
2025-12-19Listing removed$799,500
2025-11-19Price change$799,500
2025-07-22Listed for sale$875,000

For Sale by Agent

AgentGlenda George
BrokeragePatrick McNulty, Broker

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