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2650 Sweetwater Rd, Gypsum, CO, 81637

1beds
3baths
3,464sqft
$17,500,000
$5,052price/sqft
$99,164/moest. monthly cost
$3,966,560/yrincome needed

About This Home

In the secluded northwest corner of Colorado's world-renowned Vail Valley lies the upper Sweetwater Creek valley—a pristine alpine setting that's both picturesque and accessible. Flanked by 10,000 to 11,000-foot peaks of the Flat Tops mountains, it's an ideal setting for an extraordinary fishing and equestrian retreat. Clear streams tumble out of the adjacent national forest and BLM lands, feeding ponds and providing cool flows for rising trout. Abundant stream and pond resources have been professionally enhanced to elevate the habitat and angling experience, especially using dry flies. For those seeking variety, the legendary Colorado River is just nine miles away, offering additional blue-ribbon fishing. The Ranch on Sweetwater packs a lot of diversity in its 411± acres, encompassing both lush valley floor and forested mountain areas. The property's irrigated meadows, rolling pastures, aspen groves and mountain parks attract wildlife including elk, mule deer, black bear, bald eagles, grouse and waterfowl. At the heart of the ranch is a fully restored 1880s lodge—a stunning centerpiece where historic charm meets refined comfort. Renowned Western architect Jonathan Foote supervised the restoration and expansion to a primary residence. Signature features include the original stone fireplace, hand-hewn timbers, and a gourmet kitchen with bar area, perfect for entertaining. The expansive pondside stone patio invites outdoor gatherings beneath the canopy of old-growth spruce, cottonwood, and aspen trees. Three beautifully preserved guest cabins—charming relics of the property's Girl Scout camp era—offer cozy, private accommodations. The equestrian and caretaker/operational structures are thoughtfully concentrated into areas that are close yet separate from the owner and guest compound. Secluded mountain retreats can often be challenging to access, but not so with the Ranch on Sweetwater. A well-maintained county road provides year-round access to the ranch. Topography and dense vegetation screen the road from the headquarters, creating remarkable privacy. Notably, the county road dead-ends just past the ranch at Sweetwater Lake, meaning it only sees local traffic. An easy drive down valley to the Colorado River Road and I-70 puts the commercial airport in Gypsum at 25 miles from the ranch (35-40 minutes), and Vail at 59 miles (60-65 minutes). Fully improved and offered turnkey, this well-appointed property is ready for immediate enjoyment—a rare opportunity that blends timeless Western heritage with luxurious accommodations and immersive outdoor pursuits.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

3/10
Gypsum Elementary SchoolGrades PK-515.1 mi
4/10

Construction

Condition

  • Year built: 1880

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Finished area above ground: 3,464

Interior Area

  • Total structure area: 3,464
  • Total interior livable area: 3,464 sqft

Property

Details

  • Parcel number: 9516001003
  • Zoning: Agriculture

Lot

  • Lot size: 411 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Avalanche
    AvalancheModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Lightning
Avalanche
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $88,489$1,061,868
Home Insurance *$4,727$56,724
Property Taxes $5,687$68,244
Electricity $261$3,138
Total$99,164$1,189,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$3,399,908/yr
40% on housing$2,974,920/yr
45% on housing$2,644,373/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$5,052This listing

vs Other Active Listings

Avg $/sqft

ZIP 81637$430
Garfield County$435

vs Homes Sold Last Month

Median $/sqft

ZIP 81637$417
Garfield County$337

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-07-22Listed for sale$17,500,000

For Sale by Agent

AgentBrian S Smith
BrokerageHall and Hall Partners

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