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1202 SE 21st Ln, Cape Coral, FL, 33990

3beds
2baths
1,574sqft
$329,000
$209price/sqft
$2,663/moest. monthly cost
$106,520/yrincome needed

About This Home

Welcome to this well-maintained 3-bedroom, 2-bath home in the heart of Southeast Cape Coral, offering comfort, functionality, and plenty of outdoor space to enjoy the Southwest Florida lifestyle. Nestled on a quiet, low-traffic street, this property is perfect for year-round residents, seasonal homeowners, or investors seeking a move-in-ready opportunity. Inside, you'll find a bright and inviting split-bedroom floor plan designed for both everyday living and entertaining. The spacious living areas flow seamlessly to the screened lanai, creating the ideal setting for morning coffee, evening relaxation, or hosting family and friends while enjoying Florida's beautiful weather. Step outside to the fenced backyard, providing privacy and plenty of room for pets, play, or gardening. There's also ample space to add your dream pool, allowing you to customize your own private tropical retreat. Additional highlights include a 2-car garage, mature landscaping, and a new A/C system installed in 2024, offering added peace of mind and energy efficiency for years to come. Conveniently located near shopping, dining, schools, parks, and Cape Coral's many amenities, this home combines location, value, and potential in one attractive package. Don't miss this opportunity to own a beautifully maintained Cape Coral home with a fenced yard, screened lanai, room for a pool, and a new 2024 A/C. Schedule your private showing today!

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

6/10
Caloosa Elementary SchoolGrades PK-52.1 mi
4/10
Caloosa Middle SchoolGrades 6-82.2 mi
5/10
Cape Coral High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1989

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Cooktop,Freezer,Disposal,Ice Maker,Range,Refrigerator,RefrigeratorWithIce Maker,Self Cleaning Oven,Washer
  • Laundry features: In Garage,Laundry Tub

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Attic,Bedroom on Main Level,Dual Sinks,High Ceilings,Living/Dining Room,Pull Down Attic Stairs,Shower Only,Separate Shower,Cable TV,Walk-In Closet(s),Split Bedrooms,Screened Porch
  • Window features: Single Hung,Skylight(s)
  • Flooring: Tile
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,994
  • Total interior livable area: 1,574 sqft

Property

Details

  • Parcel number: 304424C300681.0130
  • Lease amount: 0
  • Land lease expiration date: 1785456000000
  • Zoning description: R1

Features

  • Stories: 1
  • Patio & porch: Lanai,Porch,Screened
  • Exterior features: Fence,Sprinkler/Irrigation,Room For Pool,Shutters Manual
  • Has view: Yes
  • View description: Landscaped
  • Waterfront features: None

Lot

  • Lot size: 10,018 sqft
  • Features: Rectangular Lot,Sprinklers Automatic
  • Lot size dimensions: 80 x 125 x 80 x 125

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Paved,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,663$19,956
Home Insurance *$248$2,976
Property Taxes $555$6,660
Electricity $197$2,366
Total$2,663$31,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,302/yr
40% on housing$79,890/yr
45% on housing$71,013/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 33990$215
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33990$215
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-13Listed for sale$329,000
2020-07-21Listing removed$1,500
2020-07-16Price change$1,500
2020-07-07Listed for rent$1,450
2015-09-25Listing removed$1,450
2015-09-18Listed for rent$1,450
2014-07-20Listing removed$1,275
2014-07-10Listed for rent$1,275
2013-07-30Listing removed$1,200
2013-06-30Listed for rent$1,200
2013-06-28Sold$134,000
2013-06-17Pending sale$135,000
2013-05-20Listed for sale$135,000
2013-04-18Listing removed$132,500
2013-04-16Pending sale$132,500
2013-03-28Price change$132,500
2013-02-17Price change$135,500
2013-02-06Listed for sale$144,900

For Sale by Agent

AgentLauren Keane
BrokerageColdwell Banker Realty

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