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1404 SE 22nd Ter, Cape Coral, FL, 33990

3beds
2baths
1,660sqft
$395,000
$238price/sqft
$3,124/moest. monthly cost
$124,960/yrincome needed

About This Home

Great Buy! 3 bedroom 2 bath Pool Home with Newer roof and pool. Very centrally location. Minutes to downtown Fort Myers airport, Close to resturants ,super markets, shopping, gym and schools..Perfect family hone or empty nester!

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

6/10
Caloosa Elementary SchoolGrades PK-52.2 mi
4/10
Caloosa Middle SchoolGrades 6-82.3 mi
4/10
Cape Coral High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1982

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Ice Maker,Microwave,Range,Refrigerator,RefrigeratorWithIce Maker
  • Laundry features: Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Attic,Bedroom on Main Level,Family/Dining Room,Living/Dining Room,Main Level Primary,Pull Down Attic Stairs,Shower Only,Separate Shower,Cable TV,Split Bedrooms,Great Room
  • Window features: Double Hung,Sliding,Impact Glass
  • Flooring: Laminate,Tile
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,140
  • Total interior livable area: 1,660 sqft

Property

Details

  • Parcel number: 304424C300684.0130
  • Lease amount: 0
  • Zoning description: R1-D

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Salt Water
  • Exterior features: Fence,Sprinkler/Irrigation,Shutters Manual
  • Waterfront features: None

Lot

  • Lot size: 10,018 sqft
  • Features: Rectangular Lot,Sprinklers Automatic
  • Lot size dimensions: 80 x 125 x 80 x 125

Parking

  • Total spaces: 6
  • Parking features: Attached,Garage,Two Spaces,Attached Carport,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 6
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$298$3,576
Property Taxes $632$7,584
Electricity $197$2,366
Total$3,124$37,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,108/yr
40% on housing$93,720/yr
45% on housing$83,306/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 33990$214
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33990$215
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-23Price change$395,000
2025-06-04Price change$400,000
2025-02-22Price change$420,000
2025-01-27Listed for sale$428,000
2004-08-04Sold$170,500

For Sale by Agent

AgentTerry Van Eman
BrokerageBerkshire Hathaway Florida

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