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17643 McCrary St, Water Valley, TX, 76958

4beds
2baths
2,296sqft
$395,000
$172price/sqft
$3,178/moest. monthly cost
$127,120/yrincome needed

About This Home

Welcome to this exquisite custom-built home, completed in 2022 and offering the perfect blend of modern comfort and serene country charm. 4 spacious bedrooms, 2 bath- 2,296 sq ft of thoughtfully designed living space, this home sits just a block from the Water Valley VFD & Water Valley ISD campus—perfect for families seeking convenience and quality education. Open-concept layout anchored by a beautiful Austin stone wood-burning fireplace, ideal for cozy winter evenings. The heart of the home features an enormous, custom-built pantry that makes storage and meal prep a dream. Enjoy your mornings on the back porch, soaking in breathtaking views of Monument Mountain as the sun rises over the horizon. The sprinkler system keeps the front yard lush, while the large backyard is enclosed by a durable metal privacy fence—perfect for kids, pets, and peaceful relaxation. Call Tammy Matschek at 325-895-5206 to schedule a tour!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Water Valley SchoolGrades PK-120.2 mi
6/10
Wall Special ProgramsGrades 2-60.2 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Laundry Room,Washer Hookup

Bedroom2

  • Area: 121
  • Dimensions: 11.0000 x 11.0000

Bedroom3

  • Area: 121
  • Dimensions: 11.0000 x 11.0000

Bedroom4

  • Area: 121
  • Dimensions: 11.0000 x 11.0000

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 165
  • Dimensions: 11.0000 x 15.0000

Features

  • Pantry,Granite Counters,Split Bedroom Floorplan,Ceiling Fan(s)
  • Window features: Double Pane Windows,Window Coverings
  • Flooring: Carpet,Laminate
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,296
  • Total interior livable area: 2,296 sqft

Kitchen

  • Area: 154
  • Dimensions: 11.0000 x 14.0000

Living Room

  • Area: 532
  • Dimensions: 19.0000 x 28.0000

Master Bedroom

  • Area: 225
  • Dimensions: 15.0000 x 15.0000

Other

  • Area: 44
  • Dimensions: 11.0000 x 4.0000

Utility Room

  • Area: 99
  • Dimensions: 9.0000 x 11.0000

Property

Details

  • Parcel number: 7084000000202010

Features

  • Levels: One
  • Patio & porch: Patio,Covered Patio
  • Fencing: Other,Privacy

Lot

  • Lot size: 0.55 Acres
  • Features: Interior Lot,Sprinklers In Front,Sprinklers In Rear
  • Lot size dimensions: .552

Parking

  • Total spaces: 4
  • Parking features: Attached,Carport,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hail
Lightning
Wildfire
Cold Wave
Drought
Heat Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$402$4,824
Property Taxes $527$6,324
Electricity $252$3,025
Total$3,178$38,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,960/yr
40% on housing$95,340/yr
45% on housing$84,746/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 76958—
Tom Green County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 76958$107
Tom Green County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Price change$410,000
2025-10-27Price change$425,000
2025-08-07Price change$440,000
2025-07-23Listed for sale$450,000

For Sale by Agent

AgentTammy Matschek
BrokerageERA Newlin & Company

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