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118 Rosewood Ln, Sanmateo, CA, 94402

5beds
6baths
3,600sqft
$5,695,000
$1,582price/sqft
$33,065/moest. monthly cost
$1,322,600/yrincome needed

About This Home

Offered in one of San Mateo"s most exclusive enclaves a rare jewel in the prestigious, Bel Aire Heights, a 19-home luxury community of San Mateo Hills. Perched high above the city with unobstructed views of the Pulgas Water Temple and the majestic western hills, this grand, sexy, and luxurious residence is a true showstopper. With over 3,500 square feet of meticulously curated living space, this 5-bedroom, 5.5-bath estate blends timeless elegance with modern sophistication. Every inch of this home is thoughtfully designed with high-end, designer finishes from rich hardwood floors and custom millwork to a chefs kitchen outfitted with top-tier appliances and sleek stone surfaces. Soaring ceilings and expansive picture windows flood the home with natural light and frame the stunning views, creating a seamless indoor-outdoor experience. Retreat to your private sanctuary, where peace, privacy, and beauty surround you. Whether entertaining in style or savoring quiet moments, 118 Rosewood Lane is a very special place to call home.

Getting Around

94
WalkingWalker's Paradise
0
TransitVery Limited Transit
88
BikeVery Bikeable

Schools

2/10
8/10
Borel Middle SchoolGrades 6-80.8 mi
10/10
Aragon High SchoolGrades 9-121.0 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Disposal,Built In Oven,Built In Gas Oven/Range,Wine Refrigerator,Washer/Dryer
  • Laundry features: Inside

Bathroom

  • Features: DoubleSinks, StallShower2plus, Tub, TubinPrimaryBedroom, FullonGroundFloor, PrimaryOversizedTub, HalfonGroundFloor

Bedroom

  • Features: GroundFloorBedroom, PrimarySuiteRetreat, ReverseFloorPlan, PrimaryBedroom2plus

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Dining Room

  • Features: DiningArea, FormalDiningRoom

Family Room

  • Features: SeparateFamilyRoom

Features

  • Wet Bar,Walk-In Closet(s)
  • Flooring: Wood
  • Fireplace features: Family Room,Outside

Heating & Cooling

  • Heating features: Central Forced Air Gas
  • Cooling features: Central Air,Other

Interior Area

  • Total structure area: 3,600
  • Total interior livable area: 3,600 sqft

Kitchen

  • Features: Countertop_Marble, ExhaustFan, Island, Pantry

Property

Details

  • Parcel number: 041111490
  • Zoning: R-1
  • Special condition: NewSubdivision

Features

  • Stories: 2
  • Patio & porch: Balcony/Patio,Deck
  • Exterior features: Barbecue,Dog Run/Kennel
  • Fencing: Perimeter,Wood
  • Has view: Yes
  • View description: Hills,Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 9,466 sqft
  • Features: Sloped Up

Parking

  • Total spaces: 6
  • Parking features: Attached,Parking Area
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in San Mateo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $28,797$345,564
Home Insurance *$508$6,096
Property Taxes $2,989$35,868
Electricity $771$9,263
Total$33,065$396,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,133,657/yr
40% on housing$991,950/yr
45% on housing$881,733/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,582This listing

vs Other Active Listings

Avg $/sqft

ZIP 94402$1,012
San Mateo County$914

vs Homes Sold Last Month

Median $/sqft

ZIP 94402$1,282
San Mateo County$1,106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-01Listed for sale$5,695,000
2026-01-21Listing removed$5,400,000
2026-01-02Listed for sale$5,400,000
2025-07-23Contingent$5,400,000
2025-07-23Listed for sale$5,400,000

New Construction

Agent The Laugesen Team
BrokerageKW Advisors

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