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251 Old Wharf Rd #109, Dennis Pt, MA, 02639

2beds
1baths
382sqft
$230,000
$602price/sqft
$1,745/moest. monthly cost
$69,800/yrincome needed

About This Home

Escape to your perfect getaway at Chase's Ocean Grove community. Our delightful tiny cottage offers a cozy retreat just steps away from the stunning shoreline of Nantucket Sound. Comfy sleeping lofts with 2 queen size beds and another with 2 full size beds. Enclose sun porch with day bed to relax and enjoy the ocean breeze. Nice deck with built in seating and beautiful view of the Ocean, an ideal place to entertain family & company. Outdoor shower to rinse of the sand when you get back from the gorgeous beach. This is a seasonal property which runs from May 15th-thru the Sunday after Columbus Day in October. New siding and some new windows. Brand new refrigerator. This is a great place to make lasting memories.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Slab,Other
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Vinyl
  • Finished area above ground: 382

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 382
  • Total interior livable area: 382 sqft

Master Bathroom

  • Features: No

Property

Details

  • Parcel number: 20390
  • Zoning: Seasonal R
  • Exclusions: Lighthouse Picture,Trudy Sign,Dew Drop Inn Sign,Small Refrigerator On Porch,Tv Screen,Personal

Features

  • Patio & porch: Porch,Porch - Enclosed,Deck
  • Exterior features: Porch,Porch - Enclosed,Deck
  • Has view: Yes
  • View description: Water,Ocean,Private Water View
  • Has water view: Yes
  • Water view: Ocean,Private,Water
  • Waterfront features: 0 to 1/10 Mile To Beach,Beach Ownership(Association)

Lot

  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Off Street
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$104$1,248
Property Taxes $124$1,488
Electricity $354$4,259
Total$1,745$20,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,828/yr
40% on housing$52,350/yr
45% on housing$46,533/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$602This listing

vs Other Active Listings

Avg $/sqft

ZIP 02639$367
Barnstable County$550

vs Homes Sold Last Month

Median $/sqft

ZIP 02639$596
Barnstable County$463

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Price change$230,000
2026-05-11Listed for sale$210,000
2025-10-30Listing removed$230,000
2025-09-11Price change$230,000
2025-07-23Listed for sale$260,000

For Sale by Agent

AgentJoyce Gerraughty
BrokerageWilliam Raveis R.E. & Homes Services

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