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8205 Harcourt Rd BLDG 8 #8205, Clifton, NJ, 07013

2beds
2baths
1,534sqft
$499,000
$325price/sqft
$3,776/moest. monthly cost
$151,040/yrincome needed

About This Home

Experience refined, hassle-free living in The Royal Club at Winthrop, a beautifully maintained gated 55+ community. This elegant second-floor Chesterfield model is ideally located just steps from the elevator for added convenience. The spacious condo offers two generously sized bedrooms & two full baths. New luxury vinyl flooring flows through the kitchen, dining, and living areas, creating an open, inviting layout. The kitchen features stainless steel appliances, granite countertops, abundant cabinetry, & a pantry. The bright living room centers around a cozy gas fireplace and opens to a private balcony, perfect for morning coffee or relaxing at day's end. Both bedrooms include walk-in closets. The primary suite offers an ensuite bath with double vanities, a soaking tub, & separate stall shower, while the second full bath features double vanities and a tub/shower combination. An in-unit laundry room adds convenience, & abundant natural light fills the home. Residents enjoy an exceptional lifestyle with a clubhouse featuring a heated in-ground pool, fitness center, library, game room, billiards room, TV/card room, kitchen and lounge areas, tennis and bocce courts, plus scenic walking and jogging paths. The home includes one assigned covered garage parking space and one outdoor space. Conveniently located near NYC, major highways, public transportation, shopping, & a variety of dining options, this home offers the perfect blend of comfort, convenience, & active adult living!

Getting Around

43
WalkingCar-Dependent
39
TransitSome Transit
38
BikeSomewhat Bikeable

Schools

7/10
School #2Grades K-50.5 mi
5/10
2/10
Clifton High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Stone,Stucco

Notable Dates

  • Major remodel year: 2020

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Gas Cooktop,Dryer,Microwave,Range/Oven-Gas,Refrigerator,Washer,Gas Water Heater

Basement

  • Basement: None

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Living/Dining Combo
  • Level: Second

Features

  • Window features: Storm Window(s),Thermal Windows/Doors
  • Flooring: Carpet,Vinyl-Linoleum
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 1 Unit,Forced Air,Natural Gas
  • Cooling features: 1 Unit,Central Air

Interior Area

  • Total structure area: 1,534
  • Total interior livable area: 1,534 sqft

Kitchen

  • Features: Breakfast Bar,Pantry,Separate Dining Area
  • Level: Second

Living Room

  • Level: Second

Master Bathroom

  • Features: Stall Shower And Tub

Property

Details

  • Parcel number: 2502000280002000010003C0592

Features

  • Levels: One,One Floor Unit
  • Stories: 1
  • Private pool: Yes
  • Pool features: Outdoor Pool,Association
  • Patio & porch: Patio
  • Exterior features: Curbs,Sidewalk

Lot

  • Features: Level
  • Lot size dimensions: CHESTERFIELD

Parking

  • Total spaces: 1
  • Parking features: Parking Lot-Shared,Underground
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Earthquake
Heat Wave
Tornado

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$121$1,452
Property Taxes $939$11,268
Electricity $193$2,318
Total$3,776$45,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,462/yr
40% on housing$113,280/yr
45% on housing$100,693/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$325This listing

vs Other Active Listings

Avg $/sqft

ZIP 07013$368
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07013$430
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$499,000
2026-07-10Listing removed$499,000
2025-12-13Pending sale$499,000
2025-07-24Listed for sale$499,000

For Sale by Agent

AgentJames Hogan
BrokerageKeller Williams Prosperity Realty

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