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1620 Morningside Dr, Melissa, TX, 75454

4beds
3baths
2,106sqft
$459,900
$218price/sqft
$3,390/moest. monthly cost
$135,600/yrincome needed

About This Home

MLS# 21012192 - Built by Grenadier Investments - Ready Now! ~ **Smart Moving, Better Living - Better living starts now — take advantage of Improved Pricing plus Up to $25K Incentive on all Move-In Ready Homes.** Discover this stunning new construction single-family residence in the desirable Willow Grove subdivision. This contemporary home boasts 2,106 square feet of thoughtfully designed living space, featuring 4 spacious bedrooms and 3 well-appointed bathrooms (2 full, 1 half). The inviting interior showcases decorative lighting, vaulted ceilings, complemented by a blend of luxurious flooring options like upgraded carpet and luxury vinyl plank. The open layout includes a generous living area and a dedicated dining space, perfect for entertaining. Enjoy modern comforts with central heating and cooling, alongside high-speed internet availability. The exterior features a landscaped lot with minimal trees, providing a serene ambiance. Completing this exceptional offering is a 2-car garage, making it the ideal family home in the highly rated Melissa ISD.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

9/10
9/10
Melissa Middle SchoolGrades 6-81.3 mi
8/10
Melissa High SchoolGrades 9-122.5 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Rock,Stone

Other

  • Builder name: Grenadier Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary/Modern,Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Disposal,Gas Water Heater,Microwave

Bedroom

  • Level: First
  • Dimensions: 10 x 12

Bedroom

  • Level: First
  • Dimensions: 11 x 12

Bedroom

  • Level: First
  • Dimensions: 11 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 20 x 8

Features

  • Decorative/Designer Lighting Fixtures,High Speed Internet,Vaulted Ceiling(s),Air Filtration
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl Plank,Wood
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 2,106 sqft

Kitchen

  • Features: Built-in Features,Stone Counters
  • Level: First
  • Dimensions: 20 x 13

Living Room

  • Level: First
  • Dimensions: 17 x 18

Master Bedroom

  • Features: Dual Sinks,Sitting Area in Primary,Walk-In Closet(s)
  • Level: First
  • Dimensions: 16 x 13

Property

Details

  • Parcel number: R1313100K01201
  • Other equipment: Air Purifier

Features

  • Levels: One
  • Stories: 1
  • Pool features: None,Community

Lot

  • Lot size: 4,704 sqft
  • Features: Landscaped,Subdivision,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Tornado
Hail
Cold Wave
Heat Wave

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,325$27,900
Home Insurance *$260$3,120
Property Taxes $567$6,804
Electricity $238$2,859
Total$3,390$40,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,228/yr
40% on housing$101,700/yr
45% on housing$90,400/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 75454$183
Collin County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 75454$180
Collin County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-19Price change$459,900
2025-10-23Price change$505,230
2025-07-24Listed for sale$504,900

New Construction Spec

AgentBen Caballero
BrokerageHomesUSA.com

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