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5037 Judd Way NW, Cleveland, TN, 37312

3beds
3baths
2,519sqft
$535,000
$212price/sqft
$3,362/moest. monthly cost
$134,480/yrincome needed

About This Home

Immaculate 3-Bedroom, 3-Bath Home with Designer Upgrades and Bonus Space. Built in 2022, this nearly new home perfectly blends modern comfort with farmhouse style. The open-concept living area features stunning wood beam accents and a stacked stone fireplace, creating a warm and inviting centerpiece for the home. The kitchen offers sleek gas appliances, ample counter space, a large pantry and a layout ideal for entertaining. This thoughtfully designed floor plan features all three bedrooms conveniently located on the main level. The spacious primary suite showcases a luxurious tile shower, a free-standing soaking tub, and large walk-in closet creating a serene retreat. The additional bedrooms are equally inviting--one highlighted by soaring ceilings and expansive windows that fill the space with natural light. Upstairs, the large bonus room offers endless versatility, ideal for a media room, home gym space, or private home office, complete with a full bath. Additional highlights include a level lot, Rain Bird irrigation system, attached two-car garage, private back porch, and custom California Closet built-ins thoughtfully added by the seller for maximum organization and style. This move-in-ready gem offers the look and feel of new construction--without the wait.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

6/10
Ernest L RossGrades 3-51.3 mi
4/10
Cleveland Middle SchoolGrades 6-82.7 mi
7/10
Cleveland High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Exhaust Fan,Free-Standing Gas Range,Gas Water Heater,Microwave,Range Hood
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Beamed Ceilings,Kitchen Island,Pantry,Primary Downstairs,Soaking Tub,Walk-In Closet(s),Separate Shower,En Suite
  • Flooring: Carpet,Tile,Engineered Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,519

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,519
  • Total interior livable area: 2,519 sqft

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Accessible Central Living Area,Accessible Full Bath,Accessible Kitchen Appliances,Accessible Washer/Dryer

Details

  • Parcel number: 027o I 00500 000
  • Other equipment: Irrigation Equipment

Features

  • Levels: Two
  • Patio & porch: Rear Porch
  • Exterior features: Rain Gutters,Smart Irrigation

Lot

  • Lot size: 0.35 Acres
  • Features: Back Yard,Level
  • Lot size dimensions: 75 x 201

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,Garage,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Earthquake
Hail
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,705$32,460
Home Insurance $257$3,084
Property Taxes $196$2,352
Electricity $204$2,456
Total$3,362$40,344

Income You'd Need if You Spent...

35% on housing$115,268/yr
40% on housing$100,860/yr
45% on housing$89,653/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 37312$171
Bradley County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 37312$192
Bradley County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$543,000
2022-06-17Sold$525,000
2022-05-13Contingent$525,000
2022-04-05Listed for sale$525,000

For Sale by Agent

AgentDenver Denham
BrokerageRealty One Group Experts

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