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2381 Ridge Crest Dr NE #Ne, Lanesville, IN, 47136

4beds
2baths
2,343sqft
$307,000
$131price/sqft
$2,066/moest. monthly cost
$82,640/yrincome needed

About This Home

*Seller is offering a credit of $6,500 towards updates or closing costs* Gorgeous 4 bedroom, 2 bath home situated on a spacious .46 acre lot with mature trees providing plenty of privacy! This home offers an above ground pool, covered deck, and a walk-out basement that gives you the opportunity to increase the finished living space. As you enter the home the living room flows directly into the eat-in kitchen that is truly the heart of the home. Just off the kitchen is a door leading to the covered deck that overlooks the back yard, the perfect place for outdoor entertaining. There are 2 bedrooms on the main level as well as 2 bedrooms upstairs. The primary bedroom is on the second level and has a convenient en suite bathroom with an attractive sliding barn door. The unfinished basement allows lots of room for storage, a home gym, or whatever suits your needs. You will have easy access to the Ohio River Scenic Byway for a quick commute. Make sure you get a chance to see this home while it is still available - schedule a showing today!

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

6/10
7/10

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,343

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,343
  • Total interior livable area: 2,343 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 311120302005.000006

Features

  • Stories: 2
  • Patio & porch: Deck,Porch

Lot

  • Lot size: 0.46 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Heat Wave
Ice Storm

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,552$18,624
Home Insurance *$157$1,884
Property Taxes $143$1,716
Electricity $214$2,577
Total$2,066$24,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,834/yr
40% on housing$61,980/yr
45% on housing$55,093/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 47136$153
Harrison County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 47136$153
Harrison County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-08Listed for sale$319,900
2025-12-01Listing removed$323,000
2025-07-25Listed for sale$323,000

For Sale by Agent

AgentJay Pitts
BrokerageRE/MAX Premier Properties

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