See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

Willis Ln, Smithville, TX, 78957

--beds
--baths
--sqft
$199,914
--price/sqft
$1,578/moest. monthly cost
$63,120/yrincome needed

About This Home

Gorgeous 10-acre tract being offered from a larger parcel at TBD Willis Ln in the heart of Smithville countryside. This peaceful property features a mix of open space and scattered trees, making it an ideal setting for a custom home, recreational retreat, or small homestead. Enjoy the privacy of rural living with convenient access to Smithville, Bastrop, and Hwy 71. Electricity nearby; buyer to verify water and utility availability. Survey will be needed to divide the 10 acres. A great opportunity to own a slice of Texas land!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
4/10
5/10
Smithville High SchoolGrades 9-125.7 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Property

Details

  • Parcel number: Tract 2 Willis Ln
  • Special condition: Standard

Features

  • Fencing: Barbed Wire, Partial
  • Has view: Yes
  • View description: Trees/Woods
  • Waterfront features: None
  • Horses can be raised: Yes

Lot

  • Lot size: 10.25 Acres
  • Features: Trees-Medium (20 Ft - 40 Ft)

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$136$1,632
Property Taxes $194$2,328
Electricity $238$2,859
Total$1,578$18,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,102/yr
40% on housing$47,340/yr
45% on housing$42,080/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 78957$288
Bastrop County$331

vs Homes Sold Last Month

Median $/sqft

ZIP 78957$192
Bastrop County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-23Price change$245,022
2025-07-25Listed for sale$289,900

For Sale by Agent

AgentLori Haring
BrokerageLori Haring Realty

Similar Homes