120 Swallow Dr, Captiva, FL, 33924
About This Home
Exceptional opportunity to own a beautifully renovated 5-bedroom, 3.5-bath island retreat just a short walk from the pristine Gulf beaches of North Captiva Island. Offering 1,682 square feet of living space, this coastal home combines modern updates with the relaxed island lifestyle that makes North Captiva one of Southwest Florida's most unique destinations. Accessible only by boat or private aircraft, North Captiva offers miles of uncrowded beaches, world-class fishing, breathtaking sunsets, and a peaceful atmosphere free from cars and traffic. Thoughtfully designed to accommodate large families and guests, the home offers plenty of space to spread out across multiple living areas and outdoor gathering spaces. The main level features a king primary suite with private ensuite bath, a queen guest bedroom, and a custom bunk room with four twin beds. The lower-level in-law suite provides exceptional flexibility with a king bedroom, a bedroom with two twin beds, a second living area, kitchenette with sink and microwave, and a full bath, making it ideal for extended family, guests, or vacation rental accommodations. Every level of the home features decks and outdoor living areas, including two screened porches with overhead fans for enjoying island breezes year-round. The crow's nest rooftop deck offers stunning 360-degree views of the island, Gulf waters, and unforgettable sunrises and sunsets. Extensive recent improvements include a new roof, new siding, updated electrical, new water system, new hot water tank, fresh interior and exterior paint, new decking, a newly constructed crow's nest, rescreened porches, updated landscaping and driveway improvements, new poly outdoor furnishings, luxury vinyl plank flooring, tile flooring, and granite countertops in the bathrooms. Currently operating as a successful vacation rental, this property offers outstanding income-producing potential while also serving as the perfect private island getaway. Two golf carts are included for convenient transportation throughout the island. Whether you're seeking a personal retreat, full-time residence, or established investment property, this exceptional North Captiva home is ready to be enjoyed.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1993
Materials
- Foundation: Pillar/Post/Pier,Raised
- Roof: Metal
- Construction materials: Other,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Multi-Level
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Freezer,Disposal,Microwave,Range,Refrigerator,Water Purifier,Washer
- Laundry features: Common Area,Inside
Bedroom
- Dimensions: 13.30 x 10.70
Bedroom
- Dimensions: 13.40 x 9.60
Bedroom
- Dimensions: 11.50 x 15.70
Bedroom
- Dimensions: 10.40 x 11.70
Bedroom
- Dimensions: 10.80 x 13.80
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Breakfast Bar,Cathedral Ceiling(s),Dual Sinks,Eat-in Kitchen,Family/Dining Room,Living/Dining Room,Tub Shower,Upper Level Primary,Bar,Window Treatments,Bathroom,Other,Screened Porch,Great Room
- Window features: Impact Glass,Window Coverings
- Flooring: Laminate,Tile
Great Room
- Dimensions: 28.30 x 28.50
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total structure area: 2,325
- Total interior livable area: 1,682 sqft
Property
Details
- Parcel number: 324421010000G.0020
- Lease amount: 0
- Zoning description: RM-2
Features
- Patio & porch: Balcony,Deck,Lanai,Open,Patio,Porch,Screened
- Exterior features: Deck,Security/High Impact Doors,Outdoor Grill,Patio,Room For Pool,Gas Grill
- Has view: Yes
- View description: Bay,Gulf,Water
- Has water view: Yes
- Water view: Bay,Gulf,Water
- Waterfront features: None,Across the Road Water Frontage
Lot
- Lot size: 0.39 Acres
- Features: Oversized Lot
- Lot size dimensions: 100 x 170 x 100 x 170
Parking
- Total spaces: 2
- Parking features: Golf Cart Garage,Attached Carport
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Lee County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,194 | $74,328 |
| Home Insurance * | $154 | $1,848 |
| Property Taxes | $1,560 | $18,720 |
| Electricity | $197 | $2,366 |
| Total | $8,105 | $97,260 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Price change | $1,125,000 |
| 2026-07-14 | Price change | $1,225,000 |
| 2026-06-16 | Listed for sale | $1,275,000 |
| 2024-02-06 | Listing removed | -- |
| 2021-05-07 | Sold | $756,000 |
| 2021-03-20 | Pending sale | $834,000 |
| 2020-11-18 | Price change | $834,000 |
| 2020-07-06 | Listed for sale | $849,000 |
| 2015-06-01 | Sold | $635,000 |
| 2015-05-08 | Pending sale | $710,000 |
| 2012-08-17 | Listed for sale | $710,000 |
| 2005-03-11 | Sold | $710,000 |
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