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1600 W State Highway 29, Bertram, TX, 78605

3beds
2baths
1,472sqft
$314,900
$214price/sqft
$2,261/moest. monthly cost
$90,440/yrincome needed

About This Home

Enjoy the best of rural living just minutes from town on this beautifully shaded 1.02-acre property, less than 15 minutes to Burnet or Liberty Hill. This 3-bedroom, 2-bath home offers comfortable living with tile flooring throughout the living room and kitchen, a cozy fireplace, and a galley-style eat-in kitchen perfect for gathering. The primary bedroom includes a full bath, and a versatile bonus room is currently being used as a 3rd bedroom. Outside, a durable metal roof tops the home, complemented by a two-car carport and two covered patios ideal for outdoor entertaining. Raised garden beds offer the perfect space for growing your own vegetables, while two storage sheds provide plenty of room for tools and equipment. A covered walkway leads to the 12' x 26' tiny home, complete with laminate flooring, a full kitchen and bath, and a mini-split system for efficient heating and cooling. It's perfect as a guest suite, rental income opportunity, home office, or in-law quarters. With space to spread out, shade to relax under, and a bonus dwelling for extra flexibility, this property is a rare find for those seeking privacy without sacrificing convenience. Don't miss your chance to own this unique slice of Hill Country living!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
Bertram Elementary SchoolGrades PK-51.3 mi
5/10
Burnet Middle SchoolGrades 6-89.3 mi
6/10
Burnet High SchoolGrades 9-129.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1995

Materials

  • Foundation: Slab
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Free-Standing Electric Range,Refrigerator,Electric Water Heater,Water Softener Owned

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • High Ceilings,No Interior Steps,Pantry,Primary Bedroom on Main,Walk-In Closet(s)
  • Window features: Blinds
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s)
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,472 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: B0179000003801002
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: No Exterior Steps,Private Yard,RV Hookup
  • Spa features: None
  • Fencing: Chain Link, Fenced, Partial
  • Has view: Yes
  • View description: Neighborhood,Rural
  • Waterfront features: None

Lot

  • Lot size: 1.02 Acres
  • Features: Back Yard,Front Yard,Level,Trees-Large (Over 40 Ft),Trees-Moderate

Parking

  • Parking features: Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$185$2,220
Property Taxes $246$2,952
Electricity $238$2,859
Total$2,261$27,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,520/yr
40% on housing$67,830/yr
45% on housing$60,293/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 78605$286
Burnet County$388

vs Homes Sold Last Month

Median $/sqft

ZIP 78605
Burnet County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$314,900

For Sale by Agent

AgentChris Watters
BrokerageWatters International Realty

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