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2803 SE 22nd Pl, Cape Coral, FL, 33904

5beds
5baths
4,373sqft
$2,895,000
$662price/sqft
$21,464/moest. monthly cost
$858,560/yrincome needed

About This Home

Discover the epitome of riverfront living on ALMOST 1/2 ACRE of riverfront property in this meticulously remodeled home, perfect for those who crave life by the water. In 2014/2015, this gem was transformed into a luxurious haven, featuring 3 ensuite bedrooms, 2 guest rooms, and 4 full baths with an additional half bath by the pool. The upstairs master suite boasts breathtaking river views, a private balcony, a massive walk-in closet, and a spa-like bathroom with a jacuzzi tub and walk-in shower. This cook's dream kitchen is a masterpiece with custom cabinetry, a striking copper farmhouse sink, a walk-in pantry, and a sprawling breakfast bar that opens to an inviting gathering room complete with river views and a wood-burning fireplace. Every detail shines with modern updates, including new plumbing, electrical systems, two A/C units, hot water heaters, resurfaced pool with glass tile, flagstone pool deck, and roof. Outside, your riverfront oasis awaits with a concrete captain’s walk spanning the width of the .49-acre lot, with room for your largest water crafts. The oversized 3-car garage provides ample storage for all your needs, while hurricane protection, including impact glass and Astroguard fabric panels, ensures peace of mind. This unique property offers expansive river views from every angle and the best neighborhood for making unforgettable memories. Don’t miss this one-of-a-kind riverfront retreat—designed to delight water lovers and accommodate both families and friends with room to spare. Best spot in town (tarpon hole in your back yard) watch the Dolphins and Tarpon Roll....your own back yard SEAWORLD EVERY DAY. AMERICAN HOME SHIELD ONE YEAR WARRANTY PAID WHICH COVERS: POOL PUMP, 2 WATER HEATERS, 2 AIR CONDITIONERS, ALL APPLIANCES, PLUMBING, ELECTRICAL

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

7/10
Cape Elementary SchoolGrades PK-52.6 mi
6/10
Gulf Middle SchoolGrades 6-85.4 mi
4/10
Cape Coral High SchoolGrades 9-123.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1987

Materials

  • Roof: Tile
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Split Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Double Oven,Dryer,Dishwasher,Electric Cooktop,Freezer,Disposal,Ice Maker,Microwave,Range,Refrigerator,RefrigeratorWithIce Maker,Self Cleaning Oven,Water Purifier,Washer,Water Softener
  • Laundry features: Inside,Laundry Tub

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Attic,Breakfast Bar,Bedroom on Main Level,Bathtub,Closet Cabinetry,Cathedral Ceiling(s),Separate/Formal Dining Room,Dual Sinks,Entrance Foyer,Family/Dining Room,French Door(s)/Atrium Door(s),Fireplace,High Ceilings,Jetted Tub,Kitchen Island,Living/Dining Room,Multiple Shower Heads,Custom Mirrors,Main Level Primary,Multiple Primary Suites,Pantry,Family Room,Other,Screened Porch
  • Door features: French Doors
  • Window features: Casement Window(s),Sliding,Tinted Windows,Transom Window(s),Impact Glass,Shutters,Window Coverings
  • Flooring: Carpet,Tile,Wood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Zoned
  • Cooling features: Central Air,Ceiling Fan(s),Electric,Zoned

Interior Area

  • Total structure area: 6,352
  • Total interior livable area: 4,373 sqft

Property

Details

  • Parcel number: 324424C301169.0250
  • Lease amount: 0
  • Zoning description: R1-W

Features

  • Levels: Multi/Split
  • Private pool: Yes
  • Pool features: Concrete,In Ground,Outside Bath Access,Pool Equipment,Screen Enclosure
  • Patio & porch: Balcony,Lanai,Patio,Porch,Screened
  • Exterior features: Security/High Impact Doors,Sprinkler/Irrigation,Patio,Storage
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River Front,Riprap,Seawall

Lot

  • Lot size: 0.49 Acres
  • Features: Irregular Lot,Multiple lots,Oversized Lot,Sprinklers Automatic
  • Lot size dimensions: 174 x 123 x 170 x 130

Parking

  • Total spaces: 3
  • Parking features: Attached,Circular Driveway,Driveway,Garage,Paved,Two Spaces,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,638$175,656
Home Insurance *$2,335$28,020
Property Taxes $4,051$48,612
Electricity $440$5,281
Total$21,464$257,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$735,908/yr
40% on housing$643,920/yr
45% on housing$572,373/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$662This listing

vs Other Active Listings

Avg $/sqft

ZIP 33904$292
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33904$258
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-26Listed for sale$2,895,000
2025-12-18Listing removed$2,895,000
2025-12-03Price change$2,895,000
2025-09-29Price change$2,999,999
2025-05-07Listed for sale$3,200,000
2022-02-21Listing removed--
2022-02-19Listed for sale$2,500,111

For Sale by Agent

AgentAnn Vaughn
BrokerageCentury 21 Selling Paradise

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