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12374 Shaw Highway, Burgaw, NC, 28425

2beds
2baths
1,312sqft
$329,000
$251price/sqft
$2,001/moest. monthly cost
$80,040/yrincome needed

About This Home

Adorable newly constructed home sits on the peaceful banks of Shelter Creek. Inside, the home features an open floor plan with soaring ceilings and expansive windows that flood the space with natural light while offering stunning views of the water. Step out onto the back deck to enjoy your morning coffee or an evening cocktail in the serene waterfront setting. A covered carport provides convenient parking for your vehicle or boat, and there's an additional storage room for all your gear. Located beside the NC Wildlife Boat Ramp at Shelter Creek, you'll have effortless access to launch your boat and explore the water. Just 10 minutes from the shopping and amenities of Burgaw and only 30 miles from Wilmington, this home offers the ideal mix of quiet retreat and convenient access.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

2/10
Burgaw Elementary SchoolGrades PK-58.0 mi
3/10
Burgaw Middle SchoolGrades 6-88.3 mi
6/10
Heide Trask High SchoolGrades 9-1213.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Other,Pilings
  • Roof: Metal
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Built-In Microwave,Range,Electric Range
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Vaulted Ceiling(s),High Ceilings,Ceiling Fan(s),Reverse Floor Plan,Walk-in Shower
  • Flooring: LVT/LVP

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,312
  • Total interior livable area: 1,312 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 33519652030000
  • Zoning: FA
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Open,Covered,Deck
  • Exterior features: None
  • Fencing: None
  • Has view: Yes
  • View description: Creek/Stream,River
  • Has water view: Yes
  • Water view: Creek/Stream,River
  • On waterfront: Yes
  • Waterfront features: None
  • Frontage type: Creek,River
  • Living area range: 1200 - 1399

Lot

  • Lot size: 1.06 Acres
  • Lot size dimensions: 238 x 208 x 226 x 220

Parking

  • Parking features: Covered,Gravel,Concrete,Unpaved,Off Street,On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Winter Weather
Ice Storm
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Pender County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,663$19,956
Home Insurance *$101$1,212
Property Taxes $37$444
Electricity $200$2,405
Total$2,001$24,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,605/yr
40% on housing$60,030/yr
45% on housing$53,360/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 28425$169
Pender County$320

vs Homes Sold Last Month

Median $/sqft

ZIP 28425$202
Pender County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$329,000
2026-05-26Listed for sale$339,000
2026-05-26Contingent$339,000
2026-05-18Listed for sale$339,000
2026-01-31Listing removed$385,000
2025-07-26Listed for sale$385,000
2023-12-20Sold$30,000

New Construction

AgentAllyson M Pittman
BrokerageBlueCoast Realty Corporation

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