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375 Summer Breeze Way, Oceanside, CA, 92057

3beds
3baths
1,408sqft
$715,900
$508price/sqft
$4,572/moest. monthly cost
$182,880/yrincome needed

About This Home

This new three-story townhome offers ample space to live and grow. The second floor is host to an open-concept layout that blends the kitchen, living and dining areas for simple transitions and multitasking. Two bedrooms and a luxurious owner’s suite with a full bathroom and walk-in closet make up the third floor. OceanPointe is a new community offering brand-new, townhome-style condominium homes, now selling in Oceanside, CA. The community features a prime location just a short drive from the beach, has no Mello-Roos and features the only newly constructed homes in this area of Oceanside. Residents will enjoy access to onsite amenities, including a recreation area with a pool, tot lot and dog parks. The local area offers ample outdoor recreation with nearby sport fields, hiking trails and pristine local beaches. Proximity to local freeways offers simple commutes and travel, and there are several local shopping centers nearby.

Getting Around

48
WalkingCar-Dependent
36
TransitSome Transit
10
BikeSomewhat Bikeable

Schools

4/10
7/10
El Camino High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Asphalt
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Washer
  • Laundry features: Other/Remarks

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Common walls with other units/homes: No Unit Above or Below

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 1,408
  • Total interior livable area: 1,408 sqft

Property

Details

  • Parcel number: 00000000

Features

  • Levels: 3 Story
  • Stories: 3
  • Pool features: N/K
  • Fencing: N/K

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,619$43,428
Home Insurance *$156$1,872
Property Taxes $399$4,788
Electricity $398$4,786
Total$4,572$54,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,754/yr
40% on housing$137,160/yr
45% on housing$121,920/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$508This listing

vs Other Active Listings

Avg $/sqft

ZIP 92057$351
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92057$468
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-07-26Listed for sale$715,900

For Sale by Agent

AgentMark Schultz
BrokerageMark Schultz Broker

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