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1627 SE 29th TER, Cape Coral, FL, 33904

4beds
3baths
2,187sqft
$725,000
$332price/sqft
$5,541/moest. monthly cost
$221,640/yrincome needed

About This Home

NO BRIDGES TO RIVER - DIRECT GULF ACCESS! Completely renovated 4-bedroom, 3-bathroom pool home with nearly 2,100+/- sq. ft. under air on rare 90-ft wide intersecting canal minutes to Caloosahatchee River. Fresh from top to bottom: New roof & A/C (2023), whole home repipe (2024), impact windows/doors throughout, porcelain plank tile flows throughout main living area. Gourmet kitchen with waterfall quartz island & LG smart appliances. Two en-suite bedrooms plus bonus club room perfect for guests or game nights & storage room. All three bathrooms feature floor-to-ceiling tile, quartz vanities & LED mirrors. Boater’s paradise: Existing dock and lift setup in place for boating access (condition unknown and reflected in pricing), heated pool/spa with panoramic enclosure, epoxy coated deck, outdoor kitchen with grill. Circular driveway, 2-car garage with epoxy floor. Close to dining, shopping, entertainment with easy access to Midpoint & Cape Coral bridges. Completely updated and move-in ready! Interior furniture virtually staged.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

7/10
Cape Elementary SchoolGrades PK-52.2 mi
6/10
Gulf Middle SchoolGrades 6-84.6 mi
4/10
Cape Coral High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1968

Materials

  • Foundation: Concrete Block
  • Roof: Shingle
  • Construction materials: Block,Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Dryer,Grill - Gas,Microwave,Refrigerator/Freezer,Washer
  • Laundry features: In Garage

Bedroom

  • Features: Split Bedrooms, Two Master Suites

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Dining - Family, Dining - Living

Features

  • Built-In Cabinets,Custom Mirrors,Pantry,Smoke Detectors,Family Room,Florida Room,Great Room,Guest Bath,Guest Room,Laundry in Garage,Screened Lanai/Porch
  • Door features: Impact Resistant Doors
  • Window features: Impact Resistant Windows
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,584
  • Total interior livable area: 2,187 sqft

Kitchen

  • Features: Island, Walk-In Pantry

Property

Details

  • Parcel number: 324424C401183.0460
  • Zoning: R1-W

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Pool/Spa Combo,In Ground,Concrete,Custom Upgrades,Equipment Stays,Electric Heat,Screen Enclosure
  • Patio & porch: Patio,Screened Lanai/Porch
  • Exterior features: Dock,Outdoor Grill,Boat Lift,Captain's Walk,Elec Avail at dock,Water Avail at Dock
  • Has spa: Yes
  • Spa features: In Ground,Concrete,Equipment Stays,Heated,Pool Integrated
  • Fencing: Fenced
  • Has view: Yes
  • View description: Canal,Pool/Club
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Canal Front,Navigable Water,Seawall

Lot

  • Lot size: 0.30 Acres
  • Features: Irregular Lot

Parking

  • Total spaces: 2
  • Parking features: Circular Driveway,Covered,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$584$7,008
Property Taxes $1,072$12,864
Electricity $220$2,641
Total$5,541$66,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$189,977/yr
40% on housing$166,230/yr
45% on housing$147,760/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$332This listing

vs Other Active Listings

Avg $/sqft

ZIP 33904$295
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33904$258
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-09Listed for sale$725,000
2025-09-05Listing removed$890,000
2025-03-01Price change$890,000
2024-06-06Price change$965,000
2024-05-07Price change$985,000
2024-04-03Listed for sale$1,075,000
2024-02-27Listing removed$1,150,000
2023-11-10Price change$1,150,000
2023-08-23Listed for sale$1,250,000
2023-03-10Sold$489,250
2023-03-06Pending sale$489,250
2003-11-26Sold$295,000
1997-02-21Sold$116,500

For Sale by Agent

AgentAndrew A. Alvarez, PA
BrokerageDouglas Elliman Florida,LLC

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