5499 Three Seasons Rd Unit F5, Osage Beach, MO, 65065
About This Home
Located at the 21 MM on the fabulous Lake of the Ozarks, this charming two-bedroom, one-bathroom condo offers a perfect retreat for those seeking relaxation and recreation or investment. This is a coveted WALK-IN unit with a fantastic view! Many updates including LVP throughout the unit and a rescreened covered deck. Three Seasons Condominiums is perfectly located at the 21MM and within minutes of some of the most popular waterfront attractions, as well as shopping and all the other amenities that Osage Beach has to offer. Imagine sitting on your private covered balcony, where you can savor your morning coffee as you watch the sunrise over the water or unwind with a glass of wine as the sun sets in the distance. This unit is located just around the corner from Shorty Pants, and a quick boat ride from Red Heads, Dog Days, Backwater Jacks, 1932 Reserve, Papa Chubby’s, and Margaritaville. There are no rental restrictions at Three Seasons Condos so this unit could make a great VRBO/Airbnb property. Whether you are looking for your lake getaway or or investment, this property has it all! Three Seasons also offers a large pool area, club house, Cable/Internet provided, and has very reasonable HOA dues making this a perfect way for you to start enjoying the lakefront lifestyle at a very affordable price. This condo includes one boat slip which is 10’ x 24’ with an additional 4' roof extension and an 8,000-pound Dura Tek boat lift. The boat slip can house a boat up to 26 feet in length in accordance with HOA rules. The condo also includes Bosch stackable washer and dryer units.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1985
Type & Style
- Home type: Condo
Interior
Appliances
- Appliances included: Dryer,Garbage disposal,Range / Oven,Refrigerator,Washer
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Tile,Linoleum / Vinyl
- Fireplace: Yes
Interior Area
- Total interior livable area: 850 sqft
Property
Features
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Winter Weather
- Cold Wave
- Heat Wave
- Lightning
- Tornado
- Hail
- Landslide
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,213 | $14,556 |
| Home Insurance * | $136 | $1,632 |
| Property Taxes | $92 | $1,104 |
| Electricity | $141 | $1,693 |
| Total | $1,582 | $18,984 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Price change | $254,900 |
| 2026-02-14 | Listed for sale | $259,900 |
| 2026-01-29 | Listing removed | -- |
| 2025-10-31 | Listed for sale | $259,900 |
| 2025-10-24 | Listing removed | -- |
| 2025-07-26 | Listed for sale | $259,900 |
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