548 Sandy Cay Dr Unit 313, Miramar Beach, FL, 32550
About This Home
Beautifully furnished and meticulously maintained, this Gulf-view residence offers the ideal blend of coastal charm, comfort, and investment potential. Perfectly positioned within one of the Emerald Coast's most sought-after resort communities, the condo enjoys deeded beach access along with an exceptional pool experience, including a zero-entry pool ideal for families and a heated pool for year-round enjoyment. Inside, the thoughtfully designed floor plan lives beautifully for both owners and guests. The master bedroom features newly installed LVP flooring. A true bunk room with its own door provides a rare and functional bonus space, offering privacy and flexibility for family and visitors alike. Whether serving as a primary retreat, second home, or income-producing property, this residence offers the best of resort-style living, with a strong rental history available for review.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Construction Complete
- Year built: 2006
Materials
- Roof: Flat
- Construction materials: Concrete,Steel Frame
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer,Electric Water Heater
- Laundry features: Washer/Dryer Hookup
Bathroom
- Level: First
- Area: 42
- Dimensions: 6 x 7
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 2
Features
- Breakfast Bar,Hallway Bunk Beds,Owner's Closet
- Flooring: Tile
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,046
- Total interior livable area: 1,046 sqft
Kitchen
- Level: First
- Area: 91
- Dimensions: 13 x 7
Living Room
- Level: First
- Area: 238
- Dimensions: 14 x 17
Master Bathroom
- Level: First
- Area: 50
- Dimensions: 10 x 5
Master Bedroom
- Level: First
- Area: 132
- Dimensions: 12 x 11
Other
- Level: First
- Area: 49
- Dimensions: 7 x 7
Property
Details
- Parcel number: 302S21421500000313
Features
- Exterior features: Balcony
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Walton County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,624 | $31,488 |
| Home Insurance * | $661 | $7,932 |
| Property Taxes | $211 | $2,532 |
| Electricity | $197 | $2,366 |
| Total | $3,693 | $44,316 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Price change | $500,000 |
| 2026-07-31 | Price change | $519,000 |
| 2026-06-22 | Listed for sale | $540,000 |
View on Zillow