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Deer Lodge Hwy, Deer Lodge, TN, 37726

2beds
1baths
936sqft
$549,000
$587price/sqft
$3,525/moest. monthly cost
$141,000/yrincome needed

About This Home

Prime Multi Use Property on Deer Lodge Highway in Morgan County, Tennessee Positioned along highly traveled Deer Lodge Highway, this versatile 1-acre multi use property offers exceptional visibility, convenient access, and multiple income producing opportunities all on one well maintained site. The Property Highlights are 1st home 936 sq. ft. home Ideal for a small family, rental income, or on-site owner living. Features comfortable living spaces with practical layout options. 2nd home 816 sq. ft. detached garage finished apartment Perfect for guest quarters, long term rental, or short-term stays. Adds valuable flexibility and additional income potential. Convenience store is Fully equipped a rare chance to operate your own business right where you live. With steady local and highway traffic, this store offers built in customer flow and strong visibility. This is a great investment opportunity because of its unique setup that supports a wide range of uses such as, Live/Work Arrangement you can run your business while living onsite, Investment Opportunity, multiple rental units plus commercial income, Small Business Ownership, turnkey convenience store with excellent exposure, Multi-Generational or Guest Housing the home plus apartment provide flexible living options. This property is just 1 hour from Big South Fork National River and Recreation Area, Cookeville, and Knoxville, and only 45 minutes to Crossville, this property sits in the heart of Tennessee's outdoor and recreational corridor. Enjoy golfing, hiking, and the natural beauty of the Cumberland Plateau, all within easy reach. Located in desirable Morgan County, this property combines residential comfort, commercial potential, and investment versatility. This is a rare find in today's market. Buyer is responsible to do their due diligence to verify that all information is correct

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

4/10
Sunbright SchoolGrades PK-125.8 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total structure area: 936
  • Total interior livable area: 936 sqft

Property

Lot

  • Lot size: 1 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Landslide
Tornado
Wildfire

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance $387$4,644
Property Taxes $187$2,244
Electricity $175$2,103
Total$3,525$42,300

Income You'd Need if You Spent...

35% on housing$120,857/yr
40% on housing$105,750/yr
45% on housing$94,000/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$587This listing

vs Other Active Listings

Avg $/sqft

ZIP 37726$116
Morgan County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 37726$191
Morgan County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Listed for sale$549,000

For Sale by Agent

AgentDavid Dancy
BrokerageMossy Oak Properties Land Sales, LLC

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