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1923 SW 26th Ter, Cape Coral, FL, 33914

5beds
4baths
2,611sqft
$625,000
$239price/sqft
$4,675/moest. monthly cost
$187,000/yrincome needed

About This Home

SELLER WILLING TO PAY OFF SOLAR AT CLOSING WITH AN ACCEPTABLE OFFER, PRIVATE IN-LAW SUITE WITH SEPARATE ENTRANCE, 5 BEDROOMS, 4 BATHROOMS, 2,600+ SQ FT, SCREENED POOL THIS IS NOT YOUR TYPICAL CAPE CORAL HOME! Offering over 2,600 square feet of versatile living space, this Southwest Cape Coral pool home has something incredibly hard to find—a true private in-law suite with its own separate entrance, living area, full bathroom, and kitchenette with a two-burner cooktop and countertop oven. Perfect for multigenerational living, extended family, long-term guests, a private home office, or anyone needing extra space and privacy. The main home offers spacious, light-filled living areas with an open layout designed for everyday living and entertaining. Step outside to your screened pool and private backyard oasis and enjoy the Florida lifestyle year-round. The energy-efficient solar panels help reduce utility costs, and the seller is willing to pay off the solar balance at closing with an acceptable offer. Ideally located in Southwest Cape Coral, just minutes from shopping, dining, parks, schools, and waterfront recreation. With 5 bedrooms, 4 bathrooms, over 2,600 sq ft, a private in-law suite, pool, and the potential for paid-off solar, this home offers space and flexibility that are hard to find!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

8/10
Gulf Elementary SchoolGrades PK-51.0 mi
6/10
Trafalgar Middle SchoolGrades 6-81.2 mi
3/10
Ida S. Baker High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1994

Materials

  • Roof: Built-Up,Flat,Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Courtyard,Other,See Remarks
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Breakfast Bar,Breakfast Area,Family/Dining Room,Living/Dining Room,Pantry,Shower Only,Separate Shower,Window Treatments,Split Bedrooms,Screened Porch
  • Window features: Double Hung,Shutters,Window Coverings
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,031
  • Total interior livable area: 2,611 sqft

Property

Details

  • Parcel number: 334423C205884.0500
  • Lease amount: 0
  • Zoning description: R1

Features

  • Private pool: Yes
  • Pool features: Concrete,In Ground
  • Patio & porch: Lanai,Patio,Porch,Screened
  • Exterior features: Patio
  • Has view: Yes
  • View description: Pool
  • Waterfront features: None

Lot

  • Lot size: 10,497 sqft
  • Features: Rectangular Lot
  • Lot size dimensions: 80 x 125 x 80 x 125

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$368$4,416
Property Taxes $885$10,620
Electricity $262$3,153
Total$4,675$56,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,285/yr
40% on housing$140,250/yr
45% on housing$124,666/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 33914$366
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33914$253
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$615,000
2026-07-20Price change$625,000
2026-07-06Listed for sale$650,000
2018-05-31Sold$182,575
2018-04-11Pending sale$182,900
2018-04-08Price change$182,900
2018-04-04Price change$183,000
2018-03-08Price change$185,000
2018-02-15Listed for sale$187,000
2014-12-04Sold$127,500
2014-11-08Pending sale$129,900
2014-11-02Price change$129,900
2014-09-10Listed for sale$139,900
2003-07-01Sold$127,000
1996-08-30Sold$79,900
1995-01-13Sold$60,000
1994-07-21Sold$4,500

For Sale by Agent

AgentJenn Spears
BrokerageRE/MAX Realty Team

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