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1605 Summit St, Kansas City, MO, 64108

2beds
3baths
2,609sqft
$574,900
$220price/sqft
$4,076/moest. monthly cost
$163,040/yrincome needed

About This Home

3-story corner townhome in Kansas City’s Westside! South-facing windows flood the home with natural light—ideal for plant lovers! Features 2 bedrooms, 2.5 baths, including a spacious primary suite with walk-in closet, dual vanities, separate shower, and one of two 6-ft jetted tubs. Crisp white kitchen with stainless appliances and gas range opens to a formal dining room. Hardwood floors, abundant storage, and two private patios! Rare heated 2.5-car garage—perfect for a gym or workshop—with 50-amp EV charging! Google Fiber ready. HOA covers gas, water, trash, sewer, landscaping, gym, etc. Prime location on the western edge of downtown—just a 12-minute walk to the streetcar! Get in before the world cup and before the new downtown ballpark!

Getting Around

75
WalkingVery Walkable
58
TransitGood Transit
52
BikeBikeable

Schools

2/10
Northeast Middle SchoolGrades 7-83.8 mi
2/10
Northeast High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Composition
  • Construction materials: Brick/Mortar,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary,Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Gas Range,Stainless Steel Appliance(s)
  • Laundry features: Bedroom Level,Laundry Closet

Basement

  • Basement: Other

Bathroom2

  • Features: Ceramic Tiles,Shower Over Tub,Solid Surface Counter
  • Level: First

Bedroom2

  • Features: All Carpet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Wood Floor
  • Level: Second

Features

  • Ceiling Fan(s),Pantry,Walk-In Closet(s)
  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,609

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,609
  • Total interior livable area: 2,609 sqft

Kitchen

  • Features: Granite Counters,Pantry,Wood Floor
  • Level: Second

Living Room

  • Features: Wood Floor
  • Level: First

Master Bathroom

  • Features: Double Vanity,Separate Shower And Tub,Solid Surface Counter
  • Level: Third

Master Bedroom

  • Features: All Carpet,Ceiling Fan(s)
  • Level: Third

Property

Details

  • Parcel number: 29340205100002013

Features

  • Patio & porch: Deck
  • Exterior features: Balcony
  • Spa features: Bath

Lot

  • Lot size: 1,903 sqft
  • Features: City Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Electric Vehicle Charging Station(s)
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Heat Wave
Inland Flooding
Tornado
Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$429$5,148
Property Taxes $541$6,492
Electricity $199$2,390
Total$4,076$48,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,748/yr
40% on housing$122,280/yr
45% on housing$108,693/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 64108$232
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64108$219
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$599,000
2019-01-25Sold--

For Sale by Agent

AgentCrystal Bade
BrokerageBoveri Realty Group L L C

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