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2769 28th St SW Lot 178, Baudette, MN, 56623

2beds
2baths
1,216sqft
$33,900
$28price/sqft
$389/moest. monthly cost
$15,560/yrincome needed

About This Home

Check out this fully furnished 2 bedroom, 2 bath manufactured home on a rented lot in the Lake of the Woods Campground! This home features newer flooring, large addition with tongue and groove paneling & a storage shed. You'll also love the heated pool, playground and marina at the campground. Don't miss out on this affordable opportunity for summer fun!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Year built: 1978

Materials

  • Roof: Flat
  • Construction materials: Frame

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dryer,Electric Water Heater,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,216

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,216
  • Total interior livable area: 1,216 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: NA
  • Zoning description: Other
  • Foundation area: 1216

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 1,216 sqft
  • Lot size dimensions: 0

Parking

  • Parking features: Unassigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Drought
Wildfire

FEMA Declared Disasters in Lake of the Woods County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $171$2,052
Home Insurance *$25$300
Property Taxes $23$276
Electricity $170$2,050
Total$389$4,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$13,337/yr
40% on housing$11,670/yr
45% on housing$10,373/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.1%
18.1%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -9.4%
-9.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$28This listing

vs Other Active Listings

Avg $/sqft

ZIP 56623$117
Lake of the Woods County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 56623
Lake of the Woods County$170

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-09Listed for sale$33,900
2026-01-29Listing removed$33,900
2025-07-28Listed for sale$33,900

For Sale by Agent

AgentJordan Kofstad
BrokerageUSA Realty

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