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40 Dunn Rd, Chazy, NY, 12921

2beds
2baths
1,728sqft
$465,000
$269price/sqft
$3,467/moest. monthly cost
$138,680/yrincome needed

About This Home

This newly built home offers a rare combination of quality craftsmanship, modern comfort, and low-maintenance living. Set on a 1-acre parcel within the Chazy Beach Subdivision, the property also offers deeded access to Lake Champlain, further enhancing the appeal of this thoughtfully designed home. Inside, the home features in-floor radiant heat, vaulted ceilings, tile flooring, and large windows that fill the space with natural light while showcasing a view of the lake. The open-concept layout creates an easy flow throughout the main living space, highlighted by a well-appointed kitchen featuring granite countertops, stainless steel appliances, soft-close cabinetry, and a large island with seating, perfect for hosting guests or enjoying family meals at home. Designed with convenience and comfort in mind, this 2BR/2BA home is a great option for anyone looking to simplify without giving up quality or style. With modern finishes, manageable living space, and access to Lake Champlain, 40 Dunn Road offers an easy lifestyle in a desirable setting.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator

Basement

  • Basement: None

Bedroom2

  • Features: Ceramic Tile
  • Level: First
  • Area: 134.2
  • Dimensions: 12.2 x 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Granite Counters,Open Floorplan,Recessed Lighting,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Ceramic Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,728

Heating & Cooling

  • Heating features: Propane,Radiant Floor
  • Cooling features: None

Interior Area

  • Total structure area: 1,728
  • Total interior livable area: 1,728 sqft

Kitchen

  • Features: Ceramic Tile
  • Level: First
  • Area: 398.16
  • Dimensions: 16.8 x 23.7

Living Room

  • Features: Ceramic Tile
  • Level: First
  • Area: 734.7
  • Dimensions: 31 x 23.7

Master Bathroom

  • Features: Ceramic Tile
  • Level: First
  • Area: 63.36
  • Dimensions: 9.6 x 6.6

Master Bedroom

  • Features: Ceramic Tile
  • Level: First
  • Area: 156
  • Dimensions: 13 x 12

Utility Room

  • Features: Ceramic Tile
  • Level: First
  • Area: 81.92
  • Dimensions: 12.8 x 6.4

Property

Details

  • Parcel number: 124.4113

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Lake Access Drive,Lake Access Steps
  • Has view: Yes
  • View description: Lake,Meadow
  • Has water view: Yes
  • Water view: Lake
  • Waterbody name: Lake Champlain

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Earthquake
Ice Storm
Strong Wind

FEMA Declared Disasters in Clinton County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$138$1,656
Property Taxes $693$8,316
Electricity $285$3,426
Total$3,467$41,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,868/yr
40% on housing$104,010/yr
45% on housing$92,453/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.4%
1.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$269This listing

vs Other Active Listings

Avg $/sqft

ZIP 12921$114
Clinton County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 12921$217
Clinton County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-21Listed for sale$465,000
2026-02-28Listing removed$465,000
2025-07-28Listed for sale$465,000

For Sale by Agent

AgentNeil Fesette
BrokerageFesette Realty, LLC

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