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1206 Northgate Rd, Walnut Creek, CA, 94598

4beds
5baths
4,629sqft
$3,995,700
$863price/sqft
$24,375/moest. monthly cost
$975,000/yrincome needed

About This Home

One of a kind Craftsman style estate on a private tree lined half acre lot in one of Walnut Creek’s most desirable neighborhoods. Designed for modern living, this custom home blends timeless architecture with elevated finishes and seamless indoor outdoor flow. Features 4 bedrooms plus loft, each secondary bedroom with ensuite bath, and a main level ensuite ideal for guests. The main level offers European oak flooring, a private office, and flexible formal living or dining room. Expansive great room with statement fireplace opens to the backyard. Gourmet kitchen with dual oversized islands and sinks, Thermador appliances, Taj Mahal quartzite, custom cabinetry, and professional range with double ovens. Separate prep kitchen and oversized pantry with matching finishes. Private primary suite with fireplace, sitting area, spa like bath, and walk in closet. Additional highlights include two laundry rooms and pet wash. Flat backyard with room for pool or outdoor retreat. Located near top-rated Walnut Creek schools, local winery, beautiful trails and Mt.Diablo.

Getting Around

11
WalkingCar-Dependent
0
TransitNo Nearby Transit
19
BikeSomewhat Bikeable

Schools

8/10
9/10
Foothill Middle SchoolGrades 6-81.7 mi
9/10
Northgate High SchoolGrades 9-120.8 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Composition
  • Construction materials: Brick,Other,Siding - Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Microwave,Range,Refrigerator,Gas Water Heater,Tankless Water Heater
  • Laundry features: Hookups Only,Laundry Room,Common Area

Bathroom

  • Features: Stall Shower,Tile,Updated Baths,Solid Surface,Sunken Tub,Multiple Shower Heads,Window

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • Partial bathrooms: 1

Features

  • Breakfast Bar,Updated Kitchen
  • Window features: Double Pane Windows
  • Flooring: Tile,Carpet,Engineered Wood
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Master Bedroom
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Zoned
  • Cooling features: Central Air,Multi Units

Interior Area

  • Total structure area: 4,629
  • Total interior livable area: 4,629 sqft

Kitchen

  • Features: Breakfast Bar,Stone Counters,Dishwasher,Double Oven,Eat-in Kitchen,Kitchen Island,Microwave,Range/Oven Built-in,Refrigerator,Updated Kitchen

Property

Details

  • Parcel number: 1382100046
  • Special condition: Standard
  • Other equipment: Irrigation Equipment

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.56 Acres
  • Features: Level,Premium Lot,Back Yard,Front Yard,Landscape Front

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Wildfire

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $20,204$242,448
Home Insurance *$582$6,984
Property Taxes $2,597$31,164
Electricity $992$11,911
Total$24,375$292,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$835,714/yr
40% on housing$731,250/yr
45% on housing$650,000/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$863This listing

vs Other Active Listings

Avg $/sqft

ZIP 94598$570
Contra Costa County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 94598$698
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$3,995,700
2026-04-08Listing removed$4,288,500
2025-09-24Listed for sale$4,288,500

New Construction

AgentKhrista Jarvis
BrokerageColdwell Banker Realty

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