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2704 SW 2nd Pl, Cape Coral, FL, 33914

5beds
3baths
2,834sqft
$425,000
$150price/sqft
$3,499/moest. monthly cost
$139,960/yrincome needed

About This Home

Fantastic SWFL Living on a Freshwater Canal! Enjoy a custom heated spa, New roof in 2023 and newer a/c system in 2019, whole home built-in Generator, & reverse osmosis system. Sprawling layout w/ great room design, French Door & large screened area @ front entry, open concept kitchen w/ lots of cabinetry & island, dining area & breakfast bar, guest wing w/ long wall full of custom built shelving, flex room that is ideal for a home office, master bedroom w/ walk-in closet & bonus room, guest suite on second floor, and outdoor living space w/ spa that is enclosed by privacy walls. Situated on a freshwater canal where you can enjoy kayaking and fishing. All windows have roll down hurricane shutters, in the X500 Flood Zone (no flood insurance requirement). Located in a non-gated neighborhood that is located near Veterans Pkwy giving you easy access to Pine Island Rd & the Midpoint Bridge, short drive to shopping, dining, entertainment, community parks, and more!

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

6/10
Pelican Elementary SchoolGrades PK-51.1 mi
7/10
Gulf Middle SchoolGrades 6-82.3 mi
5/10
Cape Coral High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1988

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dryer,Dishwasher,Freezer,Disposal,Microwave,Refrigerator,Self Cleaning Oven,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Bathtub,Dual Sinks,Entrance Foyer,Eat-in Kitchen,French Door(s)/Atrium Door(s),High Ceilings,Kitchen Island,Pantry,Split Bedrooms,Separate Shower,Cable TV,Walk-In Closet(s),Window Treatments,Home Office,Bathroom,Den,Guest Quarters,Office,Screened Porch,Great Room
  • Door features: French Doors
  • Window features: Single Hung,Sliding,Window Coverings
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 3,338
  • Total interior livable area: 2,834 sqft

Property

Details

  • Parcel number: 354423C201852.0540
  • Lease amount: 0
  • Zoning description: R1
  • Other equipment: Generator

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Lanai,Patio,Porch,Screened
  • Exterior features: Sprinkler/Irrigation,Patio,Room For Pool,Shutters Manual,Privacy Wall
  • Has spa: Yes
  • Spa features: Above Ground
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Canal Access,Seawall

Lot

  • Lot size: 10,018 sqft
  • Features: Rectangular Lot,Sprinklers Automatic
  • Lot size dimensions: 80 x 125 x 80 x 125

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Paved,Two Spaces,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$250$3,000
Property Taxes $815$9,780
Electricity $285$3,422
Total$3,499$41,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,965/yr
40% on housing$104,970/yr
45% on housing$93,306/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 33914$367
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33914$253
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$425,000
2026-02-12Listing removed$449,900
2025-08-11Listed for sale$449,900
2005-10-18Sold$95,000
1987-08-01Sold$5,300

For Sale by Agent

AgentDenny Grimes
BrokerageKeller Williams Realty Naples

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