318 SW 28th St, Cape Coral, FL, 33914
About This Home
Welcome to this spacious waterfront pool home located in a desirable Cape Coral with all the ASSESSMENTS IN and PAID. This very successful vacation rental is NOT located in a Flood Zone. The home is being offered fully furniture, making it move in ready for full time homeowners, investors or seasonal residents. Step inside to a BRIGHT Open Concept Floor Plan filled with plenty of natural light. This gem offers 3 bedrooms, 2 bathrooms, 2 car garage and a contemporary and functional kitchen, with modern countertops and ample seating space for everyone to gather. The master suite has a sliding glass door leading out to the patio and swimming pool under the lanai enclosure overlooking the canal. From the pool area you will enjoy the amazing Florida sunsets. Located just minutes from Veterans Parkway and Del Prado Boulevard with easy access to popular restaurants, Tarpon Point Marina, Cape Harbor and more. This Cape Coral gem offers everything you need to enjoy the SW Florida live style. Don’t lose the opportunity to own this turned key property that offers the perfect blend of style, functionality and comfort. Why wait….?? Call to schedule a private showing today.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1991
Materials
- Roof: Shingle
- Construction materials: Block,Concrete,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: None,Ranch,One Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Bedroom on Main Level,Dual Sinks,Eat-in Kitchen,Family/Dining Room,Kitchen Island,Living/Dining Room,Other,Shower Only,Separate Shower,Cable TV,Walk-In Closet(s),High Speed Internet,Split Bedrooms,Bathroom,Guest Quarters,Screened Porch
- Window features: Other
- Flooring: Tile
Heating & Cooling
- Heating features: Central,Electric,None
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total structure area: 2,700
- Total interior livable area: 1,755 sqft
Property
Details
- Parcel number: 354423C201854.0150
- Lease amount: 0
Features
- Stories: 1
- Private pool: Yes
- Pool features: Concrete,Electric Heat,Heated,In Ground,Outside Bath Access,Screen Enclosure
- Patio & porch: Lanai,Patio,Porch,Screened
- Exterior features: Fence,None,Other,Patio,Shutters Manual
- Has view: Yes
- View description: Canal
- Has water view: Yes
- Water view: Canal
- On waterfront: Yes
- Waterfront features: Canal Access
Lot
- Lot size: 10,018 sqft
- Features: Other,Rectangular Lot
- Lot size dimensions: 80 x 125 x 80 x 125
Parking
- Total spaces: 2
- Parking features: Attached,Driveway,Garage,Paved,Two Spaces
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Lee County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,477 | $29,724 |
| Home Insurance * | $289 | $3,468 |
| Property Taxes | $894 | $10,728 |
| Electricity | $197 | $2,366 |
| Total | $3,857 | $46,284 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-17 | Listed for sale | $490,000 |
| 2025-03-14 | Sold | $440,000 |
| 2025-01-25 | Pending sale | $465,000 |
| 2025-01-04 | Listed for sale | $465,000 |
| 2018-03-01 | Sold | $249,000 |
| 2018-01-12 | Price change | $265,000 |
| 2017-12-02 | Price change | $267,000 |
| 2017-10-24 | Price change | $270,000 |
| 2017-09-28 | Price change | $285,000 |
| 2017-08-16 | Price change | $290,000 |
| 2017-07-15 | Price change | $294,900 |
| 2017-06-21 | Listed for sale | $299,900 |
| 2004-06-08 | Sold | $248,900 |
| 1994-12-19 | Sold | $115,000 |
View on Zillow