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625 SW 31st ST, Cape Coral, FL, 33914

5beds
2baths
1,948sqft
$375,000
$193price/sqft
$2,928/moest. monthly cost
$117,120/yrincome needed

About This Home

One or more photo(s) has been virtually staged, AI generated or rendered. Check out this exceptional 5-bedroom, 2-bath home offering the perfect combination of size, comfort, and peace of mind! With a rare five-bedroom layout, this property provides incredible flexibility for large households, multigenerational living, a home office setup, or even an income-producing opportunity. The thoughtfully designed floor plan flows seamlessly, creating both functional everyday living and inviting spaces for entertaining. Recent improvements include a new roof, offering long-term value and added buyer confidence. The 2-car garage provides ample storage and convenience, while the expansive interior ensures everyone has their own space without sacrificing comfort. Step outside into your own private retreat featuring an in-ground heated pool, perfect for year-round enjoyment—whether hosting weekend gatherings or unwinding after a long day. Even better, this property is located in a non-flood zone, helping reduce insurance costs and adding an extra layer of security and peace of mind. This home checks all the boxes—space, upgrades, and lifestyle—making it a standout opportunity in today’s market!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
Pelican Elementary SchoolGrades PK-50.8 mi
6/10
Gulf Middle SchoolGrades 6-81.6 mi
4/10
Cape Coral High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Refrigerator/Freezer,Refrigerator/Icemaker,Self Cleaning Oven,Washer,Water Treatment Owned
  • Laundry features: Washer/Dryer Hookup,In Garage

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Breakfast Bar, Dining - Family, Dining - Living

Features

  • Built-In Cabinets,Closet Cabinets,Pantry,Smoke Detectors,Vaulted Ceiling(s),Walk-In Closet(s),Laundry in Garage,Screened Lanai/Porch
  • Window features: Shutters
  • Flooring: Laminate,Tile,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,575
  • Total interior livable area: 1,948 sqft

Property

Details

  • Parcel number: 354423C401898.0470
  • Zoning: R1

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Equipment Stays,Electric Heat,Salt Water,Screen Enclosure
  • Patio & porch: Screened Lanai/Porch
  • Has view: Yes
  • View description: Landscaped Area,Partial Buildings,Pool/Club
  • Waterfront features: None

Lot

  • Lot size: 10,018 sqft
  • Features: Regular

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$221$2,652
Property Taxes $614$7,368
Electricity $197$2,366
Total$2,928$35,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,388/yr
40% on housing$87,840/yr
45% on housing$78,080/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 33914$366
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33914$253
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$379,900
2020-11-03Sold$285,000
2020-10-03Pending sale$285,000
2020-10-01Price change$285,000
2020-09-30Price change$275,000
2020-09-18Price change$285,000
2020-09-08Listed for sale$300,000
2016-06-15Sold$212,500
2016-04-01Pending sale$219,900
2016-02-14Price change$219,900
2015-09-09Price change$229,900
2015-07-23Listed for sale$239,900
2015-02-19Listing removed$249,000
2014-11-13Listed for sale$249,000

For Sale by Agent

AgentAni Gener
BrokerageXclusive Homes LLC

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