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482 Cane Creek Rd, Flora, MS, 39071

2beds
2baths
1,200sqft
$680,000
$567price/sqft
$4,451/moest. monthly cost
$178,040/yrincome needed

About This Home

Awesome 2BR/2BA Barndominum with 5,635 total sq ft under roof on 8 acres in the beautiful countryside of Flora. This property has an electric gate, small pond, huge 1400 sq ft covered pavilion for entertaining, a separate 480 sq ft shop and several additional homesites. The living area features an open kitchen to living, updated bathroom and large separate office. There is a tankless water heater, utility room, mezzanine shop storage and electric garage doors. Additionally, there is a small shared pond on the south end of the property. The only covenant on the property is no more than 2 additional homes will be allowed to be built on the 8 acres. Come land your dream home today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

8/10
10/10
Madison Middle SchoolGrades 6-89.1 mi
10/10
Madison Central High SchoolGrades 10-1210.1 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Property

Details

  • Parcel number: 051a020020201

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Awning(s)

Lot

  • Lot size: 8 Acres

Parking

  • Parking features: Covered

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather
Drought

FEMA Declared Disasters in Madison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,438$41,256
Home Insurance *$470$5,640
Property Taxes $351$4,212
Electricity $192$2,304
Total$4,451$53,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,605/yr
40% on housing$133,530/yr
45% on housing$118,693/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$567This listing

vs Other Active Listings

Avg $/sqft

ZIP 39071$243
Madison County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 39071$157
Madison County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$590,000
2026-06-01Listed for sale$680,000

For Sale by Agent

AgentPaul Hopper
BrokerageHopper Properties

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