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42 Cedar Ln, Bridgeton, NJ, 08302

2beds
1baths
1,427sqft
$199,000
$139price/sqft
$1,653/moest. monthly cost
$66,120/yrincome needed

About This Home

Waterfront Opportunity perfect for Investors, Flippers or Hands-On Buyer! Your investment in this property has the potential to reap great returns as the possibilities are limitless. This 2 bedroom,1-bathroom home offers a serene waterfront property accessed by a private lane. Outstanding features are private dock, summer house on the water, a charming great room facing the lake, kitchen, combination living and dining room area with a charming wood-burning fireplace. The unfinished basement boasts a second wood burning fireplace and great room that can be converted into an open concept entertainment area. The potential for this home is limited only to your imagination. This property conveys with it deeded Riparian Rights. A storage shed is situated at the front of the property near the driveway for easy access. THIS PROPERTY IS BEING SOLD AS IS. CASH OFFERS/BUYERS ONLY.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

3/10
Fairfield Township SchoolGrades PK-82.6 mi
4/10

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Block
  • Construction materials: Block,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Exterior Entry

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Hardwood,Laminate,Vinyl
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area above ground: 1,427

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,427
  • Total interior livable area: 1,427 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 050003100013
  • Zoning: RESIDENTIAL
  • Special condition: Standard
  • Exclusions: All Personal Property.

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • On waterfront: Yes
  • Waterfront features: Boat - Non Powered Only,Pond
  • Waterbody name: Clarks Pond
  • Frontage length: Water Frontage Ft: 100

Lot

  • Lot size: 0.64 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Winter Weather
Cold Wave
Drought
Hurricane
Heat Wave
Ice Storm
Lightning
Wildfire

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$120$1,440
Property Taxes $334$4,008
Electricity $193$2,318
Total$1,653$19,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,674/yr
40% on housing$49,590/yr
45% on housing$44,080/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 08302$161
Cumberland County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 08302$212
Cumberland County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-14Listed for sale$225,000
2026-03-19Listing removed$210,000
2026-03-11Listed for sale$210,000
2026-02-19Contingent$210,000
2026-01-21Listed for sale$210,000
2026-01-01Listing removed$225,500
2025-12-18Listed for sale$225,500
2025-11-25Contingent$225,500
2025-09-24Price change$225,500
2025-09-02Price change$253,500
2025-07-29Listed for sale$265,000
2025-02-10Listing removed$325,000
2024-08-09Listed for sale$325,000

For Sale by Agent

AgentAmi Carter
BrokerageBetter Homes and Gardens Real Estate Maturo

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