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3088 Skipper Ln, Saint James City, FL, 33956

2beds
2baths
1,670sqft
$368,500
$221price/sqft
$3,022/moest. monthly cost
$120,880/yrincome needed

About This Home

Move right into this well-maintained Palm Harbor home, offering 1,670 sq ft of comfortable living space and never having been flooded. Whether you're in search of a second home or a primary residence, this charming 2-bedroom, 2-bathroom property is sure to delight. The home features a spacious deck, a covered lanai, and a dock for your boat. Additionally, the finished utility room under the carport is equipped with hot and cold water, as well as air conditioning. This versatile space is perfect for storage, a fishing room, or even entertaining, with direct access to the large deck out back. By boat, you're just minutes away from some of the best beaches and fishing spots that Southwest Florida has to offer. Prefer to stay on land? There are five restaurants within golf cart distance, or you can explore one of the many nature trails in St. James City. The town boasts a quaint, quiet atmosphere with friendly neighbors, making it an ideal place for anyone looking to escape the hustle and bustle of city life.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

8/10
6/10
Gulf Middle SchoolGrades 6-87.3 mi
3/10
Ida S. Baker High SchoolGrades 9-127.2 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Partially Elevated,Slab
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: See Remarks
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Internet Ready,Microwave,Refrigerator,Electric Oven,Washer,Water Heater
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen,High Ceilings,Vaulted Ceiling(s)
  • Door features: French Doors,Sliding Doors
  • Window features: Shutters,Single Hung
  • Flooring: Luxury Vinyl,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,604
  • Total interior livable area: 1,670 sqft

Master Bathroom

  • Features: Dbl Sinks,Shower Only,Tile

Property

Details

  • Parcel number: 35452223000066330

Features

  • Patio & porch: Open Porch,Deck
  • Exterior features: Storage,Boat Lift,Dock,Electric at Dock,Water at Dock
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Canal Salt,Navigable Water,No Bridge,Seawall,Gulf Access,Canal

Lot

  • Lot size: 3,920 sqft
  • Features: Bulkhead/Seawall,Irregular Lot

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,863$22,356
Home Insurance *$424$5,088
Property Taxes $538$6,456
Electricity $197$2,366
Total$3,022$36,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,611/yr
40% on housing$90,660/yr
45% on housing$80,586/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 33956$264
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33956$359
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-30Listed for sale$394,990
2025-09-01Listing removed$439,990
2025-05-27Price change$439,990
2025-03-04Listed for sale$479,990
2025-02-16Listing removed$489,900
2025-01-15Price change$489,900
2024-09-27Price change$525,900
2024-08-24Price change$527,900
2024-08-15Listed for sale$529,900
2022-04-08Sold$485,000
2022-03-09Pending sale$479,000
2022-02-28Listed for sale$479,000
2018-06-13Sold$240,000
2018-05-01Pending sale$250,000
2018-04-14Price change$250,000
2018-03-29Price change$265,000
2018-02-17Listed for sale$275,000
1999-08-02Sold$123,900
1993-11-02Sold$40,500

For Sale by Agent

AgentTanner Miller, Pfeifer Realty Group LLC
BrokeragePfeifer Realty Group LLC

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