1029 BERGAMOT DRIVE, H6y2ko Bartow, FL, 33830
About This Home
Short Sale. Bank Approved! Welcome to effortless Florida living in the sought-after Sand Lake Groves community! Built in 2024 and still covered by the builder's warranty—plus an additional transferable seller-purchased warranty—this nearly new 4-bedroom, 3-bath home offers the peace of mind of new construction without the wait. Inside, the gourmet kitchen with stone countertops and ceramic tile flooring creates the perfect space for gathering, while the open layout flows seamlessly to a spacious screened lanai ideal for morning coffee or relaxing evenings outdoors. The private primary suite serves as a true retreat, featuring a tray ceiling and a spa-inspired bathroom designed for comfort and relaxation. Conveniently located near State Road 60 and Gandy Cemetery Road, you'll enjoy quick access to the charm of downtown Bartow, local dining, shopping, parks, and everyday conveniences, all while benefiting from NO CDD fees. With the sellers relocating for work, this is a rare opportunity to enjoy a like-new home and a lifestyle centered on comfort, convenience, and community.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- Year built: 2024
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Oven,Convection Oven,Cooktop,Dishwasher,Dryer,Electric Water Heater,Exhaust Fan,Microwave,Range Hood,Refrigerator,Washer,Water Filtration System,Water Softener
- Laundry features: Inside,Laundry Room
Bedroom2
- Features: Built-in Closet
- Level: First
- Area: 156
- Dimensions: 12x13
Bedroom3
- Features: Built-in Closet
- Level: First
- Area: 156
- Dimensions: 12x13
Bedroom4
- Features: Ceiling Fan(s),Walk-In Closet(s)
- Level: First
- Area: 195
- Dimensions: 15x13
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Ceiling Fan(s),Kitchen/Family Room Combo,Open Floorplan,Stone Counters,Thermostat,Tray Ceiling(s),Walk-In Closet(s)
- Door features: French Doors,Sliding Doors
- Flooring: Ceramic Tile
- Common walls with other units/homes: Corner Unit
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 3,850
- Total interior livable area: 2,815 sqft
Kitchen
- Level: First
Living Room
- Level: First
- Area: 456
- Dimensions: 24x19
Primary Bedroom
- Features: Ceiling Fan(s),Walk-In Closet(s)
- Level: First
- Area: 300
- Dimensions: 20x15
Property
Details
- Parcel number: 252935363488000740
- Special condition: Short Sale
Features
- Levels: One
- Stories: 1
- Patio & porch: Rear Porch,Screened
- Exterior features: Private Yard
- Fencing: Vinyl
Lot
- Lot size: 0.34 Acres
- Features: Corner Lot
Parking
- Total spaces: 2
- Parking features: Driveway,Garage Door Opener,Ground Level,Off Street
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Polk County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,528 | $30,336 |
| Home Insurance * | $446 | $5,352 |
| Property Taxes | $759 | $9,108 |
| Electricity | $283 | $3,399 |
| Total | $4,016 | $48,192 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $475,000 |
| 2026-08-10 | Price change | $489,999 |
| 2026-07-31 | Price change | $499,999 |
| 2026-07-17 | Price change | $519,000 |
| 2026-07-02 | Price change | $520,000 |
| 2026-06-15 | Listed for sale | $525,000 |
| 2026-01-29 | Listing removed | $534,999 |
| 2026-01-06 | Price change | $534,999 |
| 2025-12-02 | Price change | $539,999 |
| 2025-11-05 | Listed for sale | $550,000 |
| 2024-07-16 | Sold | $69,500 |
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