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292 Main Street #5H, White Plains, NY, 10601

2beds
1baths
1,200sqft
$369,900
$308price/sqft
$2,831/moest. monthly cost
$113,240/yrincome needed

About This Home

Welcome to Broadpark Lodge, one of White Plains’ most charming and architecturally distinctive pre-war residences. This classic Dutch Tudor-style cooperative, originally built in 1927, is rich in character with its timeless brick facade, elegant detailing, and well-maintained grounds, providing a blend of old-world craftsmanship and everyday convenience in the heart of the city. Situated at 292 Main Street, Unit 5H, this fully renovated 2-bedroom home delivers the perfect balance of classic proportions and modern upgrades. Spanning approximately 1,200 square feet, the apartment features a thoughtfully designed layout with generous room sizes, high ceilings, and beautiful hardwood flooring throughout. The interior has been completely updated with clean, contemporary finishes, creating a bright and inviting atmosphere from the moment you walk in. The eat-in kitchen is both stylish and functional, showcasing quartz countertops, stainless steel appliances, and a seamless flow into the living space, ideal for everyday living and entertaining. The home has two spacious bedrooms with ample closet space. A sun-filled living area with refined pre-war details. A modernized kitchen with updated cabinetry and finishes. A renovated bathroom with crisp, clean design. Elegant touches like crown molding and high ceilings throughout Broadpark Lodge enhances the lifestyle with elevator access, landscaped grounds, bicycle storage, and common laundry, all professionally managed. The monthly maintenance includes heat, hot water, and other essential services, making ownership both convenient and predictable. Located just moments from downtown White Plains, this home offers easy access to shopping, dining, transportation, and all the energy of city living while still enjoying the charm and character of a classic Tudor cooperative.

Getting Around

97
WalkingWalker's Paradise
64
TransitGood Transit
43
BikeSomewhat Bikeable

Schools

6/10
Church Street SchoolGrades K-50.7 mi
6/10
7/10

Construction

Condition

  • Year built: 1927

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Cooperative
  • Architectural style: Other
  • Property subType: Stock Cooperative,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Common Area,In Basement

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Crown Molding,Eat-in Kitchen,High Speed Internet,His and Hers Closets,Quartz/Quartzite Counters,Walk Through Kitchen
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Radiant,Steam
  • Cooling features: None

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp,Accessible Doors

Details

  • Attached to another structure: Yes
  • Special condition: None
  • Other equipment: Intercom

Parking

  • Parking features: Off Site,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$148$1,776
Property Taxes $567$6,804
Electricity $246$2,954
Total$2,831$33,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,062/yr
40% on housing$84,930/yr
45% on housing$75,493/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$308This listing

vs Other Active Listings

Avg $/sqft

ZIP 10601$298
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10601$362
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$374,500
2026-04-20Listing removed$374,500
2026-04-04Listed for sale$374,500
2025-11-19Sold$140,000
2025-08-22Pending sale$150,000
2025-08-01Listing removed$150,000
2025-07-30Listed for sale$150,000

For Sale by Agent

AgentChristine Collura
BrokerageIntegrity Core Realty

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