4985-89 Narragansett Ave, San Diego, CA, 92107
About This Home
Smell the Salt! South Ocean Beach Triplex only a super short block to beaches & pier, half a block to live music, award-winning (dog-friendly!) restaurants and shopping. 3 units consisting of (1) 2 bedroom-2 full bath, and (2) 1 bedroom, 1 bath spacious units, all with direct entry, private yards, upgraded windows, granite counters, independent electric meters, 2 separate One-car garages +3 On-Site spaces. Locomotion at its finest! ***Check out short term values. Nearby: Robb Sports Field, Dog Beach, Sunset Cliffs, Short drive to San Diego International Airport), Balboa Park, Mission Bay, Mission Beach, La Jolla Shores, Torrey Pines Hiking & Golf Courses. *[Buyer to verify all].
Getting Around
Walker's Paradise
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1948
Materials
- Roof: Composition
- Construction materials: Stucco
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Heating & Cooling
- Heating features: Forced Air Unit
- Cooling features: N/K
Interior Area
- Total structure area: 1,900
Property
Details
- Parcel number: 4481723000
Features
- Levels: 1 Story
- Spa features: N/K
- Fencing: Partial
- Has view: Yes
- View description: Other/Remarks
Lot
- Lot size: 6,000 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $12,616 | $151,392 |
| Home Insurance * | $222 | $2,664 |
| Property Taxes | $1,393 | $16,716 |
| Electricity | $398 | $4,786 |
| Total | $14,629 | $175,548 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Price change | $2,495,000 |
| 2026-01-01 | Listed for sale | $2,595,000 |
| 2026-01-01 | Listing removed | $2,595,000 |
| 2025-11-04 | Price change | $2,595,000 |
| 2025-10-23 | Listed for sale | $2,850,000 |
| 2025-10-20 | Listing removed | $2,850,000 |
| 2025-07-31 | Listed for sale | $2,850,000 |
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