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45649 Bowstring Dr #D1, Deer River, MN, 56636

2beds
1baths
672sqft
$114,900
$171price/sqft
$924/moest. monthly cost
$36,960/yrincome needed

About This Home

Nestled among the trees on just over 7 acres, and only a stone's throw from Little Jessie, Big Jessie, and Bowstring Lakes, this charming cabin is the perfect Up North retreat. Featuring two bedrooms, a cozy living room, and a kitchen area, it's ready for your personal touch and vision. The property is also wired for RV hookups, making it easy to accommodate family and friends or bring your camper for additional space. Whether you're looking for a weekend getaway or the ultimate base camp, this property is ideally located for fishing, hunting, ATV riding, and snowmobiling, with trails conveniently located right across the road. You'll also enjoy access to thousands of acres of nearby public land, offering endless opportunities for outdoor recreation. New in 2025, this property is a fantastic opportunity to own your own slice of Northern Minnesota and start making memories in the great outdoors.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
King Elementary SchoolGrades PK-515.8 mi
4/10
Deer River SecondaryGrades 6-1215.4 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: None
  • Laundry features: None

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Area: 84
  • Dimensions: 8x10.5

Bedroom2

  • Level: Main
  • Area: 84
  • Dimensions: 8x10.5

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 1/4 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 672

Heating & Cooling

  • Heating features: Other
  • Cooling features: None

Interior Area

  • Total structure area: 672
  • Total interior livable area: 672 sqft

Kitchen

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Living Room

  • Level: Main
  • Area: 160
  • Dimensions: 10x16

Loft

  • Level: Upper
  • Area: 192
  • Dimensions: 12x16

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 090142102
  • Zoning description: Residential-Single Family
  • Foundation area: 480

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 7.50 Acres
  • Lot size dimensions: IRR

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Itasca County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $580$6,960
Home Insurance *$92$1,104
Property Taxes $82$984
Electricity $170$2,050
Total$924$11,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,680/yr
40% on housing$27,720/yr
45% on housing$24,640/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 56636$104
Itasca County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 56636$139
Itasca County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$114,900
2025-08-20Sold$60,000
2025-08-04Pending sale$64,900
2025-07-31Listed for sale$64,900

For Sale by Agent

AgentJEFFREY DICK
BrokerageEDGE OF THE WILDERNESS REALTY

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